On this page we help consumers: Compare Kentucky Medicare Advantage plans (HMO, PPO, MMP) using our list of best Part C plans based on CMS 5-star reviews.
You're one little step away from the plans page. You'll need to go to your County page (below) to see the plans that apply to you. Medicare Advantage plan options vary by area.
How-To Enroll in a 2020 Medicare Advantage Plan in Kentucky
Most people living in Kentucky, age 65 and older, qualify to enroll in Medicare Advantage. An exception is a disqualifying illness, such as End-Stage Renal Disease (ESRD).
You are only allowed to join, drop or change plans during a Medicare Election Period. The period between 15 October and 7 December is the Annual Election Period (AEP). That's when most folks make changes to their Medicare.
You also have an Individual Election Period (IEP). Your IEP begins the month before your 65th birthday, includes your birth month, and continues the month after your birth month.
There are three ways to enroll:
- Call a plan directly. If you know the plan you want, this way is quick and easy.
- Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
- Use an independent Kentucky insurance agent. This is the best way to go if you need someone to help advise you.
Original Medicare + Medigap vs. a Medicare Advantage Plan in Kentucky
If you are worried that an HMO or PPO plan will try to limit your care, Medicare Advantage is not the only way to get full coverage. For a little more each month you can have the best care available and lower your out-of-pocket expenses. Savvy seniors hold on to their Original Medicare and get the additional coverage they need with a Kentucky Medicare Part D Plan (prescriptions) and Kentucky Medicare Supplement Insurance.
If you are not aware of the benefits of a Medicare Supplement, and how it pays the big medical bills from an extended illness or hospital stay, visit our Kentucky Medigap Plans page. All Medicare Supplements are standardized and regulated. That means you can go with the lowest cost policy and get all of the same benefits.
This Medicare Advantage plan information is maintained by David Bynon and was last updated on .