Seniors from Hawaii who choose a 2016 Medicare Advantage plan have good options. When you enroll, your Original Medicare private-fee-for-service benefits are replaced with an approved managed care plan that saves you money.
Be aware that plans vary by where you live. It all comes down to the availability HMO and/or PPO healthcare provider networks available in the area. Choose your county below.
Who Can Enroll in Medicare Advantage?
If you are age 65 or older, you most likely qualify to enroll in a Hawaii Medicare Advantage plan available in your county. If you have End-Stage Renal Disease (ESRD), you will need to stay on Original Medicare.
You can join or switch plans during a Medicare Election Period. For most people, the Annual Election Period (AEP), which starts on 15 October and ends 7 December, is the time they update their enrollment.
You also have an Individual Election Period (IEP). Your IEP begins the month before your 65th birthday, includes your birth month, and continues the month after your birth month.
There are three ways to enroll:
- Call a plan directly. If you know the plan you want, this way is quick and easy.
- Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
- Use an independent insurance agent. This is the best way to go if you need someone to help advise you.
Medigap vs. Medicare Advantage, Which is Better?
Medicare Advantage is one way to get full coverage healthcare. You also have the option to hold on to your Original Medicare PFFS benefits and upgrade your coverage with Hawaii Medicare Supplement Insurance and a Hawaii Medicare Part D Plan (for help with your prescription drugs).
A Medicare Supplement policy protects you from big medical bills and helps you lower the total annual cost of your healthcare. See our Hawaii Medigap Plans page for more information. The good news is that all supplemental insurance is standardized, offering you the luxury to buy the coverage you need based on the lowest price.
About Our 2016 Private Health Insurance Data
The private health insurance data we publish is received from public data files provided by the U.S. federal government. We make every attempt to keep our databases up-to-date. In spite of this, we simply cannot ensure the exactness of the details. Only a licensed health insurance agent can give you a binding quote.
For more information about the Medicare program, visit https://cms.gov. This page is maintained by David Bynon and was last updated on .