2020 Medicare Advantage Plans in Florida

On this page we help consumers: Compare Florida Medicare Advantage plans (HMO, PPO, MMP) using our list of best Part C plans based on CMS 5-star reviews.

As you may know, Medicare Advantage plans are different in each County, so you'll need to go to the area where you live (below).

Who Can Enroll in a Florida Medicare Advantage Plan?

If you are age 65 or older, you most likely qualify to enroll in a Florida Medicare Advantage plan available in your county. If you have End-Stage Renal Disease (ESRD), you will need to stay on Original Medicare.

You can join or switch plans during a Medicare Election Period. For most people, the Annual Election Period (AEP), which starts on 15 October and ends 7 December, is the time they update their enrollment.

You also have an Individual Election Period (IEP). Your IEP begins the month before your 65th birthday, includes your birth month, and continues the month after your birth month.

There are three ways to enroll:

1. Call a plan directly. If you know the plan you want, this way is quick and easy.
2. Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
3. Use an independent Florida insurance agent. This is the best way to go if you need someone to help advise you.

Original Medicare + Medigap vs. a Medicare Advantage Plan in Florida

If you are worried that an HMO or PPO plan will try to limit your care, Medicare Advantage is not the only way to get full coverage. For a little more each month you can have the best care available and lower your out-of-pocket expenses. Savvy seniors hold on to their Original Medicare and get the additional coverage they need with a Florida Medicare Part D Plan (prescriptions) and Florida Medicare Supplement Insurance.

A Medicare Supplement policy protects you from big medical bills and helps you lower the total annual cost of your healthcare. See our Florida Medigap Plans page for more information. The good news is that all supplemental insurance is standardized, offering you the luxury to buy the coverage you need based on the lowest price.