Comparing 2020 Medicare Advantage plans to find the best options in Morgan County, Ohio? You're in the right place.
Unlike prescription drug plans (Medicare Part D), which are the same statewide, Medicare Advantage plan availability and options vary by area. The reason for this is simple. Not all areas have the same healthcare providers, so localized plans are better.
How-To Enroll in a 2020 Medicare Advantage Plan in Morgan County
Most people living in Ohio, age 65 and older, qualify to enroll in Medicare Advantage. An exception is a disqualifying illness, such as End-Stage Renal Disease (ESRD).
You are only allowed to join, drop or change plans during a Medicare Election Period. The period between 15 October and 7 December is the Annual Election Period (AEP). That's when most folks make changes to their Medicare.
You also have an Individual Election Period (IEP). Your IEP begins the month before your 65th birthday, includes your birth month, and continues the month after your birth month.
There are three ways to enroll:
- Call a plan directly. If you know the plan you want, this way is quick and easy.
- Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
- Use an independent Ohio insurance agent. This is the best way to go if you need someone to help advise you.
Medicare Advantage vs. Original Medicare with a Ohio Supplement
If you are concerned that a Medicare Advantage plan could be inconvenient or limit your services, there is another way to get full coverage and lower your out-of-pocket costs in Morgan County. A Ohio Medicare supplement (Medigap) and a Ohio Medicare prescription drug plan (Part D) work hand-in-hand with your Original Medicare to give you the best coverage possible.
A Medicare supplement policy protects you from big medical bills and helps you lower the total annual cost of your healthcare. See our directory of supplemental plans to compare supplemental Medicare insurance available in your area. The good news is that all supplemental insurance is standardized, offering you the luxury to buy the coverage you need based on the lowest price.
Compare Plan Rates
The average Ohio senior compares three or more quotes before making an enrollment decision.
Medicare SNP Plans Available in Morgan County, OH
MedicareWire has a special directory for Morgan County, Ohio Special Needs Plans. Although managed under the Medicare Advantage program, SNP plans are designed specifically for three types of people:
- Beneficiaries in a nursing home or receiving skilled nursing care at home;
- Beneficiaries with both Medicare and Medicaid benefits; and
- Beneficiaries with certain chronic health conditions.
Click here to see what SNPs are available in your area.
Morgan County, OH Medicare Advantage Plan Availability
The 28 Medicare Part C plans listed on this page are available to Medicare beneficiaries, enrolled in both Part A and Part B, living in Chesterhill, Mcconnelsville, Malta, Stockport, and all other locations in Morgan County, Ohio. MMP plans are only available to individuals who qualify for both Medicare and Medicaid benefits (aka, Dual Eligible or Medi-Medi).