Searching for the best rated Medicare Advantage plans in Ashtabula County, Ohio? You're in the right place.
Unlike Medicare Part D prescription drug plans, which are a statewide option, Medicare Advantage Plans vary by county. The reason for this is simple. Not all areas have the same healthcare resources or needs, so county-by-county plans work better.
How-To Enroll in a Medicare Advantage Plan in Ashtabula County
Most people living in Ohio, age 65 and older, qualify to enroll in Medicare Advantage. An exception is a disqualifying illness, such as End-Stage Renal Disease (ESRD).
You can join or switch plans during a Medicare Election Period. For most people, the Annual Election Period (AEP), which starts on 15 October and ends 7 December, is the time they update their enrollment.
There's also an Individual Election Period (IEP) that you can use once. Your IEP is a 90 day period around your 65th birthday. It starts the month before you turn 65 and ends the month after.
You can get enrolled three ways:
- Call a plan directly. If you know the plan you want, this way is quick and easy.
- Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
- Use an independent Ohio insurance agent. This is the best way to go if you need someone to help advise you.
Medigap vs. Medicare Advantage, Which is Better in Ashtabula County, OH?
Medicare Advantage is one way to get full coverage healthcare. However, beneficiaries living in Ashtabula County also have the option to keep their Original Medicare benefits and upgrade their coverage with Ohio Medicare supplement insurance (Medigap) and a Ohio Medicare Part D plan (PDP) for help with prescription medications.
If you are not aware of the benefits of a Medicare Supplement, and how it pays the big medical bills from an extended illness or hospital stay, check out our Medigap directory and compare Medicare supplement plans in your area. All Medicare supplements are standardized and regulated. That means you can go with the lowest cost policy and get all of the same benefits.
Compare Plan Rates
The average Ohio senior compares three or more quotes before making an enrollment decision.
Ashtabula County, Ohio Special Needs Plans (SNP)
We organize Medicare Special Needs Plans for Ashtabula County, OH beneficiaries in a seperate directory. Although SNP plans are Medicare Advantage plans, they are only available to:
- Beneficiaries in a nursing home or receiving skilled nursing care at home;
- Beneficiaries with both Medicare and Medicaid benefits; and
- Beneficiaries with certain chronic health conditions.
Ashtabula County, OH Medicare Advantage Plan Availability
The 23 Medicare Part C plans listed on this page are available to Medicare beneficiaries, enrolled in both Part A and Part B, living in Andover, Ashtabula, Austinburg, Conneaut, Dorset, Geneva, Jefferson, Kingsville, North Kingsville, Orwell, Pierpont, Rock Creek, Rome, Unionville, Williamsfield, Windsor, and all other locations in Ashtabula County, Ohio. MMP plans are only available to individuals who qualify for both Medicare and Medicaid benefits (aka, Dual Eligible or Medi-Medi).