Best Medicare Advantage Plans in Suffolk County, New York
Who Can Enroll in Medicare Advantage in Suffolk County?
Most people living in Suffolk County, New York, age 65 and older, qualify to enroll in one of the many New York Medicare Advantage plans. An exceptionIn a Medicare Part D plan, an exception is a type of prescription drug coverage determination. You must request an exception, and your doctor must send a supporting statement explaining the medical reason for the... is a disqualifying illness, such as End-Stage Renal DiseaseEnd-Stage Renal Disease (ESRD), also known as kidney failure, is a condition that causes you to need dialysis or a kidney transplant. People with ESRD are eligible for Medicare coverage regardless of age. (ESRD).
There are several different Medicare Election Periods. This is when you can join or change your plan. Most people wait until 15 October to 7 December to make enrollment changes. This is the Annual Election Period (AEP).
You also have an Individual Election Period (IEP). Your IEP begins the month before your 65th birthday, includes your birth month, and continues the month after your birth month.
To get enrolled:
- Call a plan directly. If you know the plan you want, this way is quick and easy.
- Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
- Use an independent New York insurance agent. This is the best way to go if you need someone to help advise you.
Medigap vs. Medicare Advantage, Which is Better in Suffolk County, NY?
If you are worried that an HMO or PPO plan will try to limit your care, or that the pros and cons of Suffolk County Medicare Advantage plans is simply too confusing, Medicare Advantage is not the only way to get full coverage. For a little more each month you can have the best care available and lower your out-of-pocket expenses. Savvy seniors hold on to their Original MedicareOriginal Medicare is private fee-for-service health insurance for people on Medicare. It has two parts. Part A is hospital coverage. Part B is medical coverage. and get the additional coverage they need with a New York Part D Plan (for your prescriptions) and a Suffolk County supplemental insurance policy (Medicare supplement).
If you're not familiar with Medigap policies, and how they protect you from medical care liability, please review our Medicare supplementsMedicare Supplements are additional insurance policies that Medicare beneficiaries can purchase to cover the gaps in their Original Medicare (Medicare Part A and Medicare Part B) health insurance coverage. directory, where you can learn about and compare Medigap plans (here). All Medigap plans are standardized. That means you can choose the plan you need based on the best price without worrying about the benefits.
Medicare SNP Plans Available in Suffolk County, NY
Looking for Medicare SNPA Special Needs Plan (SNP) is a type of Medicare Advantage plan that's available to beneficiaries with specific financial, health, or institutional needs. SNPs are regional, not available in all areas, and open to qualifying... plans available in Suffolk County, NY?. Special Needs Plans are Medicare Advantage plansMedicare Advantage (MA), also known as Medicare Part C, are health plans from private insurance companies that are available to people eligible for Original Medicare (Medicare Part A and Medicare Part B). designed specifically for three types of special needs:
- Beneficiaries in a nursing home or receiving skilled nursing care at home;
- Beneficiaries with both Medicare and MedicaidMedicaid is a public health insurance program that provides health care coverage to low-income families and individuals in the United States. benefits; and
- Beneficiaries with certain chronic health conditions.
Suffolk County, NY Medicare Advantage Plan Availability
The 27 Medicare Part CMedicare Part C is Medicare's private health plan option. Also known as Medicare Advantage, Medicare Part C plans are a type of Medicare health plan offered by companies that contract with Medicare to provide all... plans listed on this page are available to Medicare beneficiaries, enrolled in both Part AMedicare Part A is hospital coverage for Medicare beneficiaries. It covers inpatient care in hospitals and skilled nursing facilities. It also covers limited home healthcare services and hospice care. and Part BMedicare Part B is medical coverage for people with Original Medicare benefits. It covers doctor visits, preventative care, tests, durable medical equipment, and supplies. Medicare Part B pays 80 percent of most medically necessary healthcare services., living in Holtsville, Fishers Island, Amityville, Babylon, North Babylon, West Babylon, Bayport, Bay Shore, Bellport, Blue Point, Bohemia, Brentwood, Brightwaters, Brookhaven, Centereach, Centerport, Central Islip, Cold Spring Harbor, Commack, Copiague, Coram, Deer Park, East Islip, East Northport, East Setauket, Farmingville, Great River, Greenlawn, Holbrook, Huntington, Huntington Station, Melville, Islandia, Islip, Islip Terrace, Kings Park, Lake Grove, Lindenhurst, Medford, Miller Place, Mount Sinai, Nesconset, Northport, Oakdale, Ocean Beach, Patchogue, Port Jefferson Station, Port Jefferson, Rocky Point, Ronkonkoma, Saint James, Sayville, Selden, Shoreham, Smithtown, Hauppauge, Sound Beach, Stony Brook, Wading River, West Islip, West Sayville, Wyandanch, Riverhead, Amagansett, Aquebogue, Bridgehampton, Calverton, Center Moriches, Cutchogue, East Hampton, East Marion, East Moriches, Eastport, East Quogue, Greenport, Hampton Bays, Jamesport, Laurel, Manorville, Mastic, Mastic Beach, Mattituck, Middle Island, Montauk, Moriches, New Suffolk, Orient, Peconic, Quogue, Remsenburg, Ridge, Sagaponack, Sag Harbor, Shelter Island, Shelter Island Heights, Shirley, Southampton, South Jamesport, Southold, Speonk, Upton, Wainscott, Water Mill, Westhampton, Westhampton Beach, Yaphank, and all other locations in Suffolk County, New York. MMP plans are only available to individuals who qualify for both Medicare and Medicaid benefits (aka, Dual Eligible or Medi-Medi).
The Medicare Part C information on this page originates from CMS Landscape Source Files, is maintained by David Bynon, and was last updated on .