More Plan Options
The average New Mexico senior compares three or more plan options before making an enrollment decision.
Who Can Enroll in Medicare Advantage in Santa Fe County?
If you are age 65 or older, you most likely qualify to enroll in a New Mexico Medicare Advantage plan available in your county. If you have End-Stage Renal Disease (ESRD), you will need to stay on Original Medicare.
You are only allowed to join, drop or change plans during a Medicare Election Period. The period between 15 October and 7 December is the Annual Election Period (AEP). That's when most folks make changes to their Medicare.
There's also an Individual Election Period (IEP) that you can use once. Your IEP is a 90 day period around your 65th birthday. It starts the month before you turn 65 and ends the month after.
You can get enrolled three ways:
- Call a plan directly. If you know the plan you want, this way is quick and easy.
- Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
- Use an independent New Mexico insurance agent. This is the best way to go if you need someone to help advise you.
Medigap vs. Medicare Advantage, Which is Better in Santa Fe County, NM?
Medicare Advantage is one way to get full coverage healthcare. However, many people feel that Medicare Advantage plans in Santa Fe County are bad. So, you have the option to keep your Original Medicare benefits and upgrade your coverage with New Mexico Medicare supplement insurance (Medigap) and a New Mexico Medicare Part D plan (PDP) for help with prescription medications.
A Medicare supplement policy protects you from big medical bills and helps you lower the total annual cost of your healthcare. See our directory of supplemental plans to compare supplemental Medicare insurance available in your area. The good news is that all supplemental insurance is standardized, offering you the luxury to buy the coverage you need based on the lowest price.
Santa Fe County, New Mexico Special Needs Plans (SNP)
We organize Medicare Special Needs Plans for Santa Fe County, NM beneficiaries in a seperate directory. Although SNP plans are Medicare Advantage plans, they are only available to:
- Beneficiaries in a nursing home or receiving skilled nursing care at home;
- Beneficiaries with both Medicare and Medicaid benefits; and
- Beneficiaries with certain chronic health conditions.
Santa Fe County, NM Medicare Advantage Plan Availability
The 29 Medicare Part C plans listed on this page are available to Medicare beneficiaries, enrolled in both Part A and Part B, living in Cerrillos, Edgewood, Stanley, Santa Fe, Glorieta, Lamy, Santa Cruz, Tesuque, and all other locations in Santa Fe County, New Mexico. MMP plans are only available to individuals who qualify for both Medicare and Medicaid benefits (aka, Dual Eligible or Medi-Medi).