More Plan Options
The average Louisiana senior compares three or more plan options before making an enrollment decision.
Who Can Enroll in Medicare Advantage in Richland Parish?
If you are age 65 or older, you most likely qualify to enroll in a Louisiana Medicare Advantage plan available in your county. If you have End-Stage Renal Disease (ESRD), you will need to stay on Original Medicare.
You can join or switch plans during a Medicare Election Period. For most people, the Annual Election Period (AEP), which starts on 15 October and ends 7 December, is the time they update their enrollment.
Most of us also get an Individual Election Period (IEP), but it only comes around once. Your IEP is based on your 65th birthday. It starts the month before and ends the month after, so you have plenty of time.
To get enrolled:
- Call a plan directly. If you know the plan you want, this way is quick and easy.
- Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
- Use an independent Louisiana insurance agent. This is the best way to go if you need someone to help advise you.
Medigap vs. Medicare Advantage, Which is Better in Richland Parish, LA?
Medicare Advantage is one way to get full coverage healthcare. However, many people feel that Medicare Advantage plans in Richland Parish are bad. So, you have the option to keep your Original Medicare benefits and upgrade your coverage with Louisiana Medicare supplement insurance (Medigap) and a Louisiana Medicare Part D plan (PDP) for help with prescription medications.
A Medicare supplement policy protects you from big medical bills and helps you lower the total annual cost of your healthcare. See our directory of supplemental plans to compare supplemental Medicare insurance available in your area. The good news is that all supplemental insurance is standardized, offering you the luxury to buy the coverage you need based on the lowest price.
Medicare SNP Plans Available in Richland Parish, LA
MedicareWire has a special directory for Richland Parish, Louisiana Special Needs Plans. Although managed under the Medicare Advantage program, SNP plans are designed specifically for three types of people:
- Beneficiaries in a nursing home or receiving skilled nursing care at home;
- Beneficiaries with both Medicare and Medicaid benefits; and
- Beneficiaries with certain chronic health conditions.
Richland Parish, LA Medicare Advantage Plan Availability
The 16 Medicare Part C plans listed on this page are available to Medicare beneficiaries, enrolled in both Part A and Part B, living in Archibald, Delhi, Mangham, Rayville, Start, and all other locations in Richland Parish, Louisiana. MMP plans are only available to individuals who qualify for both Medicare and Medicaid benefits (aka, Dual Eligible or Medi-Medi).