More Plan Options
The average Louisiana senior compares three or more plan options before making an enrollment decision.
Who Can Enroll in Medicare Advantage in Natchitoches Parish?
If you are age 65 or older, you most likely qualify to enroll in a Louisiana Medicare Advantage plan available in your county. If you have End-Stage Renal Disease (ESRD), you will need to stay on Original Medicare.
You can join or switch plans during a Medicare Election Period. For most people, the Annual Election Period (AEP), which starts on 15 October and ends 7 December, is the time they update their enrollment.
You also have an Individual Election Period (IEP). Your IEP begins the month before your 65th birthday, includes your birth month, and continues the month after your birth month.
There are three ways to enroll:
- Call a plan directly. If you know the plan you want, this way is quick and easy.
- Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
- Use an independent Louisiana insurance agent. This is the best way to go if you need someone to help advise you.
Medigap vs. Medicare Advantage, Which is Better in Natchitoches Parish, LA?
Medicare Advantage is one way to get full coverage healthcare. However, many people feel that Medicare Advantage plans in Natchitoches Parish are bad. So, you have the option to keep your Original Medicare benefits and upgrade your coverage with Louisiana Medicare supplement insurance (Medigap) and a Louisiana Medicare Part D plan (PDP) for help with prescription medications.
A Medicare supplement policy protects you from big medical bills and helps you lower the total annual cost of your healthcare. See our directory of supplemental plans to compare supplemental Medicare insurance available in your area. The good news is that all supplemental insurance is standardized, offering you the luxury to buy the coverage you need based on the lowest price.
Natchitoches Parish, Louisiana Special Needs Plans (SNP)
We organize Medicare Special Needs Plans for Natchitoches Parish, LA beneficiaries in a seperate directory. Although SNP plans are Medicare Advantage plans, they are only available to:
- Beneficiaries in a nursing home or receiving skilled nursing care at home;
- Beneficiaries with both Medicare and Medicaid benefits; and
- Beneficiaries with certain chronic health conditions.
Natchitoches Parish, LA Medicare Advantage Plan Availability
The 18 Medicare Part C plans listed on this page are available to Medicare beneficiaries, enrolled in both Part A and Part B, living in Ashland, Goldonna, Powhatan, Campti, Clarence, Cloutierville, Flora, Gorum, Marthaville, Melrose, Natchez, Natchitoches, Provencal, Robeline, and all other locations in Natchitoches Parish, Louisiana. MMP plans are only available to individuals who qualify for both Medicare and Medicaid benefits (aka, Dual Eligible or Medi-Medi).