Best Medicare Advantage Plans in La Salle Parish, Louisiana

Who Can Enroll in Medicare Advantage in La Salle Parish?

If you are age 65 or older, you most likely qualify to enroll in a Louisiana Medicare Advantage plan available in your county. If you have End-Stage Renal DiseaseEnd-Stage Renal Disease (ESRD), also known as kidney failure, is a condition that causes you to need dialysis or a kidney transplant. People with ESRD are eligible for Medicare coverage regardless of age.... (ESRD), you will need to stay on Original MedicareOriginal Medicare is private fee-for-service health insurance for people on Medicare. It has two parts. Part A is hospital coverage. Part B is medical coverage.....

There are several different Medicare Election Periods. This is when you can join or change your plan. Most people wait until 15 October to 7 December to make enrollment changes. This is the Annual Election Period (AEP).

You also have an Individual Election Period (IEP). Your IEP begins the month before your 65th birthday, includes your birth month, and continues the month after your birth month.

To get enrolled:

1. Call a plan directly. If you know the plan you want, this way is quick and easy.
2. Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
3. Use an independent Louisiana insurance agent. This is the best way to go if you need someone to help advise you.

Medigap vs. Medicare Advantage, Which is Better in La Salle Parish, LA?

If you are concerned that a La Salle Parish Medicare Advantage plan could be bad, inconvenient or limit your services, there is another way to get full coverage and lower your out-of-pocket costsOut-of-Pocket Costs for Medicare are the remaining costs that are not covered by the beneficiary's health insurance plan. These costs can come from the beneficiary's monthly premiums, deductibles, coinsurance, and copayments..... A good La Salle Parish Medicare supplement policy (Medigap) and a Louisiana prescription drug plan (Medicare Part DMedicare Part D is Medicare's prescription drug plan program. Plans are offered by private insurance companies and cover outpatient prescriptions....) work hand-in-hand with your Original Medicare to give you the best coverage possible.

If you are not aware of the benefits of a Medicare Supplement, and how it pays the big medical bills from an extended illness or hospital stay, check out our Medigap directory and compare Medicare supplement plansMedicare Supplements are additional insurance policies that Medicare beneficiaries can purchase to cover the gaps in their Original Medicare (Medicare Part A and Medicare Part B) health insurance coverage.... (on this page) in your area. All Medicare supplements are standardized and regulated. That means you can go with the lowest cost policy and get all of the same benefits.

Special Needs Plans (SNP) in La Salle Parish, Louisiana

We organize Medicare Special Needs Plans for La Salle Parish, LA beneficiaries in a seperate directory. Although SNP plans are Medicare Advantage plans, they are only available to:

• Beneficiaries in a nursing home or receiving skilled nursing care at home;
• Beneficiaries with both Medicare and MedicaidMedicaid is a public health insurance program that provides health care coverage to low-income families and individuals in the United States.... benefits; and
• Beneficiaries with certain chronic health conditions.

La Salle Parish, LA Medicare Advantage Plan Availability

The 21 Medicare Part CMedicare Part C is Medicare's private health plan option. Also known as Medicare Advantage, Medicare Part C plans are a type of Medicare health plan offered by companies that contract with Medicare to provide all... plans listed on this page are available to Medicare beneficiaries, enrolled in both Part AMedicare Part A is hospital inpatient coverage for people with Original Medicare, whereas Part B is medical coverage for doctor visits, tests, etc.... and Part BMedicare Part B is medical coverage for people with Original Medicare. It covers doctor visits, specialists, lab tests and diagnostics, and durable medical equipment. Part A is for hospital inpatient care...., living in Jena, Trout, Olla, Tullos, Urania, and all other locations in La Salle Parish, Louisiana. MMP plans are only available to individuals who qualify for both Medicare and Medicaid benefits (aka, Dual Eligible or Medi-Medi).

The Medicare Part C information on this page originates from CMS Landscape Source Files, is maintained by David Bynon, and was last updated on September 5, 2021.