Who Can Enroll in Medicare Advantage in San Diego County?
Most people living in San Diego County, California, age 65 and older, qualify to enroll in one of the many California Medicare Advantage plans. An exception is a disqualifying illness, such as End-Stage Renal Disease (ESRD).
You are only allowed to join, drop or change plans during a Medicare Election Period. The period between 15 October and 7 December is the Annual Election Period (AEP). That's when most folks make changes to their Medicare.
Most of us also get an Individual Election Period (IEP), but it only comes around once. Your IEP is based on your 65th birthday. It starts the month before and ends the month after, so you have plenty of time.
To get enrolled:
- Call a plan directly. If you know the plan you want, this way is quick and easy.
- Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
- Use an independent California insurance agent. This is the best way to go if you need someone to help advise you.
Medicare Advantage vs. Original Medicare with a California Supplement
If you are concerned that a San Diego County Medicare Advantage plan could be bad, inconvenient or limit your services, there is another way to get full coverage and lower your Out-of-pocket costs (aka, out-of-pocket medical expenses) are costs that a beneficiary must pay because their health insurance does not cover them. Out-of-pocket costs are found in the deductibles, copayments, and coinsurance outlined in each health.... A good San Diego County Medicare supplement policy (Medigap) and a California prescription drug plan (Medicare Part D is Medicare's prescription drug plan program. Plans are offered by private insurance companies and cover outpatient prescriptions....) work hand-in-hand with your Original Medicare is private fee-for-service health insurance for people on Medicare. It has two parts. Part A is hospital coverage. Part B is medical coverage.... to give you the best coverage possible.
If you're not familiar with Medigap policies, and how they protect you from medical care liability, please review our Medicare Supplements are additional insurance policies that Medicare beneficiaries can purchase to cover the gaps in their Original Medicare (Medicare Part A and Medicare Part B) health insurance coverage.... directory, where you can learn about and compare Medigap plans (here). All Medigap plans are standardized. That means you can choose the plan you need based on the best price without worrying about the benefits.
Special Needs Plans (SNP) in San Diego County, California
MedicareWire has a special directory for San Diego County, California Special Needs Plans. Although managed under the Medicare Advantage (MA), also known as Medicare Part C, are health plans from private insurance companies that are available to people eligible for Original Medicare (Medicare Part A and Medicare Part B).... program, SNP plans are designed specifically for three types of people:
- Beneficiaries in a nursing home or receiving skilled nursing care at home;
- Beneficiaries with both Medicare and Medicaid is a public health insurance program that provides health care coverage to low-income families and individuals in the United States.... benefits; and
- Beneficiaries with certain chronic health conditions.
San Diego County, CA Medicare Advantage Plan Availability
The 54 Medicare Part C plans listed on this page are available to Medicare beneficiaries, enrolled in both Medicare Part A is hospital inpatient coverage for people with Original Medicare, whereas Part B is medical coverage for doctor visits, tests, etc.... and Medicare Part B is medical coverage for people with Original Medicare. It covers doctor visits, specialists, lab tests and diagnostics, and durable medical equipment. Part A is for hospital inpatient care...., living in Alpine, Bonita, Boulevard, Campo, Chula Vista, Descanso, Dulzura, Guatay, Imperial Beach, Jacumba, Jamul, La Mesa, Lemon Grove, Lincoln Acres, Mount Laguna, National City, Pine Valley, Potrero, Spring Valley, Tecate, Bonsall, Borrego Springs, Cardiff By The Sea, Carlsbad, Del Mar, El Cajon, Encinitas, Escondido, Fallbrook, Julian, La Jolla, Lakeside, Oceanside, Camp Pendleton, Pala, Palomar Mountain, Pauma Valley, Poway, Ramona, Ranchita, Rancho Santa Fe, San Luis Rey, San Marcos, Santa Ysabel, Santee, Solana Beach, Vista, Valley Center, Warner Springs, San Diego, Coronado, San Ysidro, and all other locations in San Diego County, California. MMP plans are only available to individuals who qualify for both Medicare and Medicaid benefits (aka, Dual Eligible or Medi-Medi).