On this page you can browse and compare all 2017 Medicare Advantage plans available in Montana. If you choose to enroll, you will be exchanging your Original Medicare benefits for private health insurance that helps you reduce your out-of-pocket expenses. Click on your County to get started.
Some rural areas don't offer plans, while others offer only a few. Medicare Advantage options are typically HMO or PPO plans that use hospital and doctor networks to provide care.
Click on your county below.
How-To Enroll in Medicare Advantage
Most people living in Montana, age 65 and older, qualify to enroll in Medicare Advantage. An exception is a disqualifying illness, such as End-Stage Renal Disease (ESRD).
You are only allowed to join, drop or change plans during a Medicare Election Period. The period between 15 October and 7 December is the Annual Election Period (AEP). That's when most folks make changes to their Medicare.
There's also an Individual Election Period (IEP) that you can use once. Your IEP is a 90 day period around your 65th birthday. It starts the month before you turn 65 and ends the month after.
You can get enrolled three ways:
- Call a plan directly. If you know the plan you want, this way is quick and easy.
- Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
- Use an independent insurance agent. This is the best way to go if you need someone to help advise you.
Medigap vs. Medicare Advantage, Which is Better?
Medicare Advantage is one way to get full coverage healthcare. You also have the option to hold on to your Original Medicare PFFS benefits and upgrade your coverage with Montana Medicare Supplement Insurance and a Montana Medicare Part D Plan (for help with your prescription drugs).
A Medicare Supplement policy protects you from big medical bills and helps you lower the total annual cost of your healthcare. See our Montana Medigap Plans page for more information. The good news is that all supplemental insurance is standardized, offering you the luxury to buy the coverage you need based on the lowest price.
About Our 2017 MA and MAPD Information
The healthcare insurance information provided on MedicareWire.com is derived from data files published by the U.S. Centers for Medicare and Medicaid Services (CMS). We update our databases quarterly. However, we are unable to verify the correctness of the data received. You must consult with a licensed insurance agent to get an exact quote for your situation.
For additional, helpful information, visit CMS on the web at http://cms.gov. This page is maintained by David Bynon and was last updated on .