On this page you can browse and compare all 2017 Medicare Advantage plans available in Alabama. If you choose to enroll, you will be exchanging your Original Medicare benefits for private health insurance that helps you reduce your out-of-pocket expenses. Click on your County to get started.
Be aware that plans vary by where you live. It all comes down to the availability HMO and/or PPO healthcare provider networks available in the area. Choose your county below.
Getting Enrolled in Medicare Advantage
Most Alabama seniors qualify to join a Medicare Advantage plan. Certain diseases, most notably End-Stage Renal Disease (ESRD), may disqualify you from enrollment.
You can join or switch plans during a Medicare Election Period. For most people, the Annual Election Period (AEP), which starts on 15 October and ends 7 December, is the time they update their enrollment.
There's also an Individual Election Period (IEP) that you can use once. Your IEP is a 90 day period around your 65th birthday. It starts the month before you turn 65 and ends the month after.
You can get enrolled three ways:
- Call a plan directly. If you know the plan you want, this way is quick and easy.
- Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
- Use an independent insurance agent. This is the best way to go if you need someone to help advise you.
Medicare Advantage vs. Original Medicare with a Supplement
If you are concerned that Medicare Advantage could be inconvenient or limit your services, there is another way to get full coverage and lower your out-of-pocket costs. Alabama Medicare Supplemental Insurance and a Alabama Medicare Part D Plan (for prescriptions) work hand-in-hand with your Original Medicare to give you the best coverage possible.
If you're not familiar with Medigap policies, and how they protect you from medical care liability, please review our Alabama Medigap Plans page. All Medigap plans are standardized. That means you can chose the plan you need based on best price without worrying about the benefits.
About Our 2017 MA and MAPD Information
The healthcare insurance information provided on MedicareWire.com is derived from data files published by the U.S. Centers for Medicare and Medicaid Services (CMS). We update our databases quarterly. However, we are unable to verify the correctness of the data received. You must consult with a licensed insurance agent to get an exact quote for your situation.
For more information about the Medicare program, visit http://cms.gov. This page is maintained by David Bynon and was last updated on .