IHC Bay Dental Plan Dental Insurance for Connecticut Seniors

PPO Plan

$24.23/Mo

A.M. Best Rating:
Premium:	from $24.23/mo¹
Annual Deductible:	$50 per person
Max. Benefit:	$1,000 per person
Plan Type:	PPO
Summary of Benefits:

¹Premiums vary based on regional pricing.

IHC Bay Dental Plan, by The IHC Group, is a Dental PPO (Preferred Provider Organization or Participating Provider Organization) insurance plan for Connecticut seniors. It's the most common type of dental insurance, and they almost always require you to pay a deductible.

Unlike an HMO, a dental PPO allows you to use a dentist outside of the network. However, when you use a network dentist you pay reduced rates. When you use a network dentist, you will typically pay a certain percentage (e.g. 20%) of the reduced rate (co-payment), and the insurance company pays the remainder (e.g. 80%).

The monthly premium with the IHC Bay Dental Plan plan starts at about $24.23. This is an estimated rate for a 65 year old woman living in Connecticut that does not use tobacco. This is an insurance product, so you'll need to get a quote to get the exact cost for your situation.

Plan Benefits

The following table lists the standardized core benefits with this plan. IHC Bay Dental Plan may have additional coverages and benefits listed in the plan brochure (downloadable pdf).

Benefit	Coverage
Dental Plan Type:	PPO
Co-insurance:	0-50% after deductible
Annual Deductible:	$50 per person
Max Benefit:	$1,000 per person
Cleanings:	No Charge after deductible No waiting period
Topical Fluoride:	No charge after deductible No waiting period
Sealant:	No charge after deductible No waiting period
Fillings & Restorative Dentistry:	50% after deductible 6 month waiting period
X-Rays:	No Charge after deductible No waiting period
Oral Surgery:	Not Covered N/A
Tooth Extractions:	50% after deductible 6 month waiting period
Crowns:	Not Covered N/A
Root Canals:	Not Covered N/A
Periodontics:	Not Covered N/A
Dentures:	Not Covered N/A
Bridges:	Not Covered N/A
Endodontics:	Not Covered N/A

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Contact The IHC Group

For more information about this plan, download the Summary of Benefits , call, or visit their website.

Here's their contact information:

New Member Services: 800-228-6790
The IHC Group Website

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Compare Plans

We recommend comparing IHC Bay Dental Plan with these quality Connecticut dental plans:

Availability

IHC Bay Dental Plan is available in Hartford, Bridgeport, Stamford, Norwalk, New Haven, Milford, Danbury, Bristol, Meriden, West Haven, and most other cities and towns in Connecticut.

Disclaimers

The dental insurance and dental plan data on MedicareWire.com comes directly from public and private sources and is subject to change. The MedicareWire.com website is available for educational purposes. Our goal is to present information accurately and without bias, based on our interpretation of factual information. However, this site is not intended as a substitute for legal, health, or financial advice from a licensed professional.

The MedicareWire.com website is available for educational purposes. Our goal is to present information accurately and without bias, based on our interpretation of factual information. However, this site is not intended as a substitute for legal, health, or financial advice from a licensed professional. On this page we help consumers:

IHC Bay Dental Plan is a dental plan for seniors in with Medicare in Connecticut. On this page you can compare this plan with the top dental insurance and savings plans available to seniors. Compare 2019 rates, coverage, co-pays, and benefits.

MedicareWire.com is an independent research, technology and publishing organization. We are not affiliated with Medicare, Medicare plans, insurance carriers, or healthcare providers, nor are we compensated for Medicare plan enrollments.

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The dental plan information on MedicareWire is maintained by David Bynon and was last updated on July 29, 2019.