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Home › Archives for Part D

2020 Part D Premiums, Deductibles & Donut Hole Changes

September 12, 2019

When first implemented in 2006, Medicare Part D plans had a built-in gap in coverage. During this coverage gap (aka, “Donut Hole”) drug plans paid nothing toward the cost of your medications. But that’s no longer the case. In 2012, the Affordable Care Act (ACA) implemented a phase-in of discounts for beneficiaries in the Coverage […]

Article by David Bynon / Medicare Insurance Plans, MedicareWire Blog / medicare part d, medicare prescription drug plans, Part D

What Gaps in Medicare Mean To You

June 16, 2014

In dictionaries the word gap means a break, a separation, an incompleteness or deficiency. In Medicare it means the same thing, but it refers specifically to something that is missing from your health insurance coverage. Many seniors make a critical mistake when they buy into government literature that explains how Medicare pays for eighty percent […]

Article by David Bynon / What Does Medicare Cover? / benefits, copay, costs, deductible, gap, health insurance, healthcare, medicare, medigap, Original Medicare, Part A, Part B, Part D, policy, seniors

What To Do When Your Medicare Drug Plan Doesn’t Cover Your Prescription

June 10, 2014

Presumably, if you have a Medicare Part D Plan or a Medicare Advantage Plan (Part C) that includes Part D drug coverage, you looked at its formulary before you made the decision to enroll in the plan. Perhaps since then, however, you have developed a need for another medication which is not covered by your […]

Article by David Bynon / What Does Medicare Cover? / appeal, coverage determination, doctor, drugs, formulary, medicare, medications, Part D, pdp, physician, Prescription Drug Plan, prescriptions, rx

Medicare Code: Deciphering The Terminology

June 3, 2014

The four parts of Medicare explained.

Flooded by a sea of acronyms, technical terms, facts and figures  when you first explore Medicare, you might feel like putting up your hands and giving up. Don’t, because it isn’t as complicated as it first seems to be. In fact, once you get a handle on the basic terminology you will be well on […]

Article by David Bynon / MedicareWire Blog / health insurance, HMO, mapd, medicare, medicare advantage, Part A, Part B, Part C, Part D, parts, PFFS, plan, PPO, seniors, terminology

Am I Required To Join A Medicare Drug Plan?

July 12, 2012

No, you are not required to join a Medicare drug plan- joining a drug plan is your choice.  However, to have Medicare help pay for your drugs, you must join a plan that provides Medicare prescription drug coverage.  These plans are run by an insurance company or other private company approved by Medicare. There are […]

Article by David Bynon / MedicareWire Blog / compare, mapd, medicare, medicare advantage, Part D, pdp, Prescription Drug Plan

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Chief Petty Officer David Bynon re-enlisting 15 September 2001.

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