According to Medicare.gov, whether or not you retire at age 65, you are still eligible for Medicare! In this MedicareWire article, we'll go over what you need to know if you're still working after your 65th birthday. Working After Age 65 If you, or your spouse, are still employed after age 65 you may have health insurance through your employer. The first step you should take before you enroll in Medicare is to talk with your employee health benefits administrator. You will need to know which kind of health plan you are currently enrolled in and how (if at all) that health insurance will change if you enroll in Medicare. This information will help you evaluate your Medicare choices and decide which plan is best for you. The ABCs of Medicare As you near your 65th birthday, you'll need to make a few important decisions about your Medicare health insurance. These decisions are often confusing, so give yourself some time to think them over. Here are the decisions … [Read more...]
Tips on Enrolling in Medicare for the First Time
About ten thousand people a day turn 65 in the United States, making them eligible for Medicare health insurance. If you are about to turn 65 you might want to know what being Medicare eligible means to you and how you can best prepare. The most important thing to be aware of is your Initial Enrollment Period (IEP), which is the time period that most people apply to receive their Medicare benefits. Your IEP begins three months before the month of your 65th birthday, includes your birth month, and carries on three months after, for a total of seven months. If you don't apply during this time period you could face penalties later. If you already have health insurance coverage through your employer, you may qualify for a Special Enrollment Period. If you have credible health insurance through an employer you can delay your enrollment in Medicare Part B until your current employer's health insurance ends. You should enroll in Medicare Part A anyway. Be sure you have all the … [Read more...]
What are Air-Fluidized Beds and Who Needs One?
Anyone that has spent more than a week or two sick or injured in bed knows just how uncomfortable being bedridden can be. Fortunately, there are solutions for patients that need bed sore relief, including air-fluidized beds. Air fluidized beds are therapy beds that provide an ideal healing environment for patients with compromised skin. They are designed to minimize the forces that cause tissue breakdown, including pressure, shear, friction, heat and moisture. An air-fluidized bed supports the body with thousands of tiny soda-lime glass beads suspended by pressurized, temperature-controlled air. The patient rests on a polyester filter sheet that covers the beads. As you might imagine, this type of therapy bed is very expensive. Fortunately, it is one of the items covered by Medicare. You'll need to follow a couple of easy steps. Medicare Coverage of Air fluidized Beds If you have Original Medicare your Part B (Medical Insurance) coverage will pay for 80% of an … [Read more...]