Do you find yourself wondering, “what does Medicare cover?“. Here at MedicareWire, we love helping people learn more about their Medicare benefits. That said, nothing seems to create more confusion than what Medicare covers and what it doesn’t. So, in this section of our blog, you will find a wide range of topics related to Medicare coverage, benefits, eligibility, and more. In our other blog area, we talk about Medicare health insurance.
2020 Medicare Coverage & Benefits
What You Must Know to Avoid Financial Ruin & Get What You Deserve Sixty million people (51 million seniors and 9 million adults with disabilities) use Medicare for their health insurance coverage. To understand what Medicare covers and how it provides coverage benefits, you need to know the ABCs and D of Medicare: Medicare Part A covers your […]
What is Long-Term Care Insurance and Why Do I Need It?
You might be healthy now, but chances are you’re going to need some help taking care of yourself as you get older. In fact, if you’re turning 65-years-old this year you can expect to live another two decades and there’s a 52% chance you’ll need some type of long-term care services and support at some […]
Is Medicare Free for Seniors, the Disabled and Retirees?
One of the most common questions we get at MedicareWire.com is, “Is Medicare free?” The answer all depends on your personal situation. In this frequently asked questions blog post, I’ll do my best to dispel myths and help you get your Medicare benefits for FREE if you qualify. If you don’t qualify to get Medicare […]
What are My Medicare Cost Sharing Obligations?
Although you or your spouse paid into Medicare through payroll taxes during the years that you worked, it’s not a zero-cost system when you turn 65 years old. Many people who retire and get their Medicare benefits for the first time are caught off guard by the out-of-pocket costs with Medicare. In this MedicareWire article, […]
Medigap Plans K and N vs. Medicare Advantage Plans
It has long been assumed that Medicare Advantage plans are the way to go if you need a low monthly premium. The risk trade-off, of course, is higher out of pocket costs until you reach the annual spending limit. However, the premiums are so low on most of the basic plans that many seniors wonder, […]
9 Services Medicare Does Not Cover that Most Seniors Need
As we age most of us need eye care, dental work, foot care, hearing aids, and additional medical care, but Medicare generally won’t pay for any of these health services. And if you need extensive long-term care, Medicare only covers you for a limited amount of time and under very specific circumstances. Here’s a look […]
Does Medicare Cover Dental for Seniors
In this MedicareWire blog post we tackle one of the most common questions we get, “does Medicare pay for my dental care?” Dental Care for Seniors without Insurance Yes, some Medicare Advantage plans do offer dental coverage. Yes, Medicare does cover oral surgery and treatment associated with medically necessary healthcare, due to another health condition […]
Are You Eligible for Medicare Yet Still Working? How Does This Affect Your Medicare Coverage?
According to Medicare.gov, whether or not you retire at age 65, you are still eligible for Medicare! In this MedicareWire article, we’ll go over what you need to know if you’re still working after your 65th birthday. Working After Age 65 If you, or your spouse, are still employed after age 65 you may have […]
2019 Medicare Part D Changes
Our initial analysis of the 2019 Medicare Part D Plan (PDP) data for prescription drug coverage, released by the Centers for Medicare and Medicaid Services (CMS) on the 29th of September, concludes that: Medicare beneficiaries in most states have more PDP options, and; Many beneficiaries will experience an overall cost increase unless they choose a 2019 plan […]
Medicare Plan F: What Does this Medicare Supplement Offer?
What is Medicare Plan F? Here’s a quick overview of Medicare Supplement Plan F: Works in lock-step with Medicare Part A and B (does not replace it). About 56% of seniors with a Medigap policy choose Plan F. Covers Medicare Part A Deductible. Covers Medicare Part A Coinsurance and an additional 365 days of hospitalization. […]
Medicare For Those With Disabilities
Medicare is not only for those 65 and older. If you are disabled due to injury or disease you may qualify as well. It’s to your benefit to begin looking into Medicare disability benefits as soon as possible. Facts About Medicare for Those with Disabilities Your first step is to apply for Social Security disability […]
Does Medicare Pay for Dentures?
Does Medicare cover dentures or dental implants? Original Medicare does not cover dentures (false teeth). Original Medicare does not cover dental implants unless they are deemed medically necessary due to another serious health issue (e.g., cancer). In general, Medicare does not cover any routine dental or oral health services, including cleanings, X-rays, fillings and other […]
Does Medicare Cover All Medical Expenses After Age 65?
Do you have to pay for Medicare, or is it free? Most people don’t pay for Medicare Part A (hospital insurance), however you do pay co-insurance and an annual deductible. There is a premium for Medicare Part B. It also has a deductible and co-insurance. After you pay your deductibles, you pay 20% of all […]
What Gaps in Medicare Mean To You
In dictionaries the word gap means a break, a separation, an incompleteness or deficiency. In Medicare it means the same thing, but it refers specifically to something that is missing from your health insurance coverage. Many seniors make a critical mistake when they buy into government literature that explains how Medicare pays for eighty percent […]
What Medicare Out-of-Pocket Costs Mean to You
Out-of-pocket costs are those fees that you have to pay at the doctors office, hospital or pharmacy because they are not covered by your Medicare health insurance. Almost all healthcare plans have these expenses, but they vary according to what type of Medicare plan you choose. Your out-of-pocket costs are a financial risk. As with […]
