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David Bynon

Is Medicare Plan F Going Away?

by David Bynon, January 6, 2021

As of 1 January, 2020, Medicare Supplement Plan F is no longer available to people turning age 65.  But, don't fret, you can still get excellent gap coverage for your Original Medicare.
Key Takeaways

Medicare Supplement Plan C and Plan F are not available to anyone qualifying for Medicare … [Read more...] about Is Medicare Plan F Going Away?

How to Choose the Best Medicare Supplement Company

by David Bynon, January 1, 2021

Here at MedicareWire, we are not insurance agents. We do not sell Medicare Supplement insurance or any other type of health insurance.

We are educators and senior advocates. Our job is to make sure that seniors and their caretakers have the information they need to make the best decisions … [Read more...] about How to Choose the Best Medicare Supplement Company

Is CMS Biased in Favor of Medicare Advantage?

by David Bynon, November 15, 2020

While studying Medicare & You 2021: The official U.S. government Medicare handbook to look for changes coming in the new year (which you can download here), the MedicareWire staff began noticing language and diagrams that it felt would bias readers. In fact, once you start looking for it, you … [Read more...] about Is CMS Biased in Favor of Medicare Advantage?

Brand New Day vs. 5-Star Kaiser Medicare Advantage in California

by David Bynon, October 16, 2020

Medicare Advantage plans expanded into dozens of new counties for the 2021 plan year. With the expansion in plans also came the news that the Centers for Medicare and Medicaid Services (CMS) increased the maximum out-of-pocket (MOOP) limit to per year.

However, several companies, including Brand … [Read more...] about Brand New Day vs. 5-Star Kaiser Medicare Advantage in California

Does Medicare Cover Physical Therapy After An Accident or Surgery?

by David Bynon, September 11, 2020

Does Medicare Cover Physical Therapy?
If you’re covered by Medicare and have an illness or injury that requires physical therapy, you may wonder, “what does Medicare cover?” More specifically, you’ll likely want to know does Medicare cover physical therapy?

In this article, we will look at … [Read more...] about Does Medicare Cover Physical Therapy After An Accident or Surgery?

Does Medicare Cover Hearing Aids for Seniors Who Need Hearing Assistance?

by David Bynon, September 9, 2020

Does Medicare Cover Hearing Aids?
If you're someone who's hard of hearing and in need of financial assistance, you've probably asked yourself this.

After all, hearing aids can be expensive. They require the devices themselves, costly batteries, proper fitment, and it helps to have them … [Read more...] about Does Medicare Cover Hearing Aids for Seniors Who Need Hearing Assistance?

How to Move a Parent with Dementia to Assisted Living

by David Bynon, September 4, 2020

People with dementia often have a hard time comprehending the world around them. They forget easily, so when they are told they will be moving, they don’t remember. As the process begins, they wonder what is going on and become frightened.

If you've been trying to figure out How to Move a Parent … [Read more...] about How to Move a Parent with Dementia to Assisted Living

Does Medicare Cover Hospice Care at Home?

by David Bynon, September 3, 2020

… [Read more...] about Does Medicare Cover Hospice Care at Home?

How to Protect Your Assets from Nursing Homes

by David Bynon, September 2, 2020

Nursing homes are expensive with an average cost in the United States of $7,698 per month (2020 average). Most people cannot afford this expense, but they are in desperate need of the services provided by nursing homes (long-term care facilities).

When finances are not put into place for nursing … [Read more...] about How to Protect Your Assets from Nursing Homes

How to Qualify for Home Health Care & Get Financial Assistance

by David Bynon, September 1, 2020

As people age, their risk of becoming injured or ill increases, and hospital stays may not always be the best solution for recovery. Being able to be at home for healing is much more comfortable, which can speed up the time it takes to recover. The only issue is that having home health care can be … [Read more...] about How to Qualify for Home Health Care & Get Financial Assistance

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Top 10 Medicare Mistakes

Medicare Mistake #1: Thinking It’s Free!

Medicare Mistake #2: Forgetting to Sign Up for Medicare at Age 65

Medicare Mistake #3: Not Signing Up for Medicare If You Have Retiree, COBRA, or Other Health Coverage

Medicare Mistake #4: Joining a Medicare Advantage Plan at Age 65 if You Have Chronic Health Conditions

Medicare Mistake #5: Getting the Same Medicare Plan as Your Spouse

Medicare Mistake #6: Not Leveraging Assistance Programs

Medicare Mistake #7: Choosing the Wrong Medigap Plan

Medicare Mistake #8: Not Reviewing and Understanding Your Coverage

Medicare Mistake #9: Going Out-of-Network in Your Medicare Advantage Plan

Medicare Mistake #10: Costly Financial Moves when You Retire

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