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Best Medicare plan, cost, and enrollment tools for seniors.
David Bynon is a Medicare and Information Technology (IT) expert and the founder of MedicareWire.com. He has been studying, analyzing, and writing about Medicare health insurance for more than a decade, including his latest book, "Why Medicare Advantage Plans are Bad", available on Amazon.
Since retiring from the U.S. Navy in 2007, David put himself on a new mission to make Medicare less confusing and help consumers find, understand, and choose the best coverage.
Using the IT skill he honed throughout his Naval career, David developed MedicareWire's Plan Finder software, which publishes all private Medicare insurance plans, including downloadable PDFs. The data is refreshed quarterly.
When not writing new articles to help beneficiaries understand their options and make better choices, David provides a free insurance quoting service.
You can reach David with questions or comments at David@MedicareWire.com.
by David Bynon,
Many people get into a Medicare Advantage plan with the belief that it will cost less than Original Medicare. For some people, it works out that way. For others, it doesn't.
When it doesn't, Medigap may be a better solution.
If you have discovered the difference between Medicare Supplements … [Read more...] about How Do I Switch from Medicare Advantage to Medigap?
by David Bynon,
The Medicare program is full of fraud, waste, abuse, and scam artists. So it’s reasonable to research before signing up for a Medicare plan that sounds too good to be true, particularly from someone cold calling you.
In this article, we’ll explore Medicare Part C, the private health insurance … [Read more...] about Is Medicare Part C a Scam or Legitimate?
by David Bynon,
If you are getting your Medicare benefits for the first time, you probably have questions about supplemental Medicare coverage. And you may want to know how you can save money.
In this article, we're going to take a deep dive into one of the best ways to save money and still have good coverage. … [Read more...] about 9 Facts About High Deductible Plan G and How it Works
by David Bynon,
Healthcare costs in our country are out of control, putting millions of Americans at risk. Fortunately, we have Medicaid as a social safety net system.
Without Medicaid, millions of people would be unable to afford their Medicare benefits. They would not be able to pay their monthly premiums, the … [Read more...] about How to Qualify for Both Medicare and Medicaid in 2023
by David Bynon,
You may have noticed that Medicare is not the same everywhere. Plans are different. Costs are different. And, benefits are different, too.
In this article, we'll explain the differences in Medicare, and how you can get the most Medicare possible, no matter what state you're in.
Does it … [Read more...] about Why is Medicare Different in Each State?
by David Bynon, — fact checked by Ethan Bynon
If you are healthy, choosing a Medicare plan at age 65 is relatively straightforward. But what if you have chronic health issues?
Most Medicare experts agree that Original Medicare plus a Medicare Supplement is the best health insurance coverage you can get. However, most Medicare Advantage … [Read more...] about Original Medicare vs Medicare Advantage in 2023
by David Bynon, — fact checked by Ethan Bynon
In our second article in the Medicare Mistakes Series, we discussed why it is a mistake not to enroll in Medicare at age 65. In Mistake #3, we're going to address an equally important topic, not signing up for Medicare if you are still working.
If you are still working at age 65, yes, you should … [Read more...] about When to Sign up for Medicare if Still Working at 65
by David Bynon,
Most people can change their Medicare health coverage and Medicare drug coverage during three different enrollment periods. Each period has different rules. If you are new to Medicare, you have an additional option.
Most of us know about the Medicare open enrollment period in the fall. With all … [Read more...] about When Can You Change Your Medicare Plan?
by David Bynon, — fact checked by Ethan Bynon
Many people mistakenly believe that Medicare is free for everybody, including when you turn age 65. After all, during the years we work, we pay Medicare taxes, right?
Medicare is not free for everybody. Medicare is not free at age 65. And Medicare is not free for the disabled. Our taxes pay for … [Read more...] about Is Medicare Free For Everybody?
by David Bynon,
As you approach your 65th birthday, choosing a Medicare plan might seem overwhelming, but it's not so bad when you break it down. Medicare has two sections: Part B and Part A.
Medicare Part A covers your hospital care, skilled nursing facilities, and hospice costs. It's generally premium-free. … [Read more...] about Medicare Supplement (Medigap) Plans: Coverage, Costs, and Eligibility
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