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David Bynon

Is Plan F Still Available in 2023?

by David Bynon, January 3, 2023

Is Medicare Plan F going away? Yes and no.

Plan F is still available in 2023. However, it isn't available to everyone. And it may not be the best cost option.

To get a Plan F policy you must be eligible and you must go through an approval process with the insurance company.

In this article, … [Read more...] about Is Plan F Still Available in 2023?

What is the Cheapest Medicare Option?

by David Bynon, January 3, 2023

If you are about to get your Medicare benefits, you might be wondering if you can afford a top-shelf Medicare Supplement plan.

A better question might be, can you afford not to have Medicare Supplement Insurance?

In this article, we’re going to explore 3 cheap Medicare Supplements to see if … [Read more...] about What is the Cheapest Medicare Option?

Paying for Drugs When You Have a Medigap Plan

by David Bynon, January 3, 2023

For some people, the switch to Medicare is welcome. However, even with Medicare being universally available, Medicare coverage varies widely among individuals.
If you look at Medicare Advantage plans, you already understand how many options exist. Most of these plans include prescription … [Read more...] about Paying for Drugs When You Have a Medigap Plan

What Does Medicare Part B Excess Charges Mean?

by David Bynon, January 2, 2023

Most doctors in the USA participate in the Medicare program in one form or another. It's a very small percentage that doesn't. However, not all doctors participate in the same way, and this often leads to Medicare Part B Excess Charges.

In this article, we'll explain what these charges are, how … [Read more...] about What Does Medicare Part B Excess Charges Mean?

What is Medicare Supplement Plan N and How Does it Compare?

by David Bynon, January 2, 2023

Medigap plans, like Medicare Supplement Plan N, are additional insurance that people with Original Medicare can purchase to help cover some of Medicare's out-of-pocket costs. For most people getting their Medicare benefits for the first time, the big question becomes, "Which plan is right for … [Read more...] about What is Medicare Supplement Plan N and How Does it Compare?

Is Medicare Part C Good to Have?

by David Bynon, January 2, 2023

Medicare Part C offers people with Part A and Part B Medicare coverage the option to enroll in a health plan from a private insurance company.

In this article, I’ll go over exactly how a private health plan may benefit you and why it might be good to have.

What Medicare Advantage Plans … [Read more...] about Is Medicare Part C Good to Have?

7 Reasons Why Medicare Advantage Plans are Bad

by David Bynon, January 1, 2023

Two of the most common questions we get are, "Are Medicare Advantage plans bad?", and "What are the advantages and disadvantages of Medicare Advantage plans?"

If you're trying to figure out if the private health plan option is right for you, read on. You're in the right place.

In this article, … [Read more...] about 7 Reasons Why Medicare Advantage Plans are Bad

When Can I Change My Medicare Supplement Plan for 2023?

by David Bynon, December 28, 2022

Every year starting at the beginning of October, the number of requests I get for Medicare Supplement Insurance rates skyrockets. Then it suddenly dies down again after the first week in December.

This is a curious phenomenon because fall is the Open Enrollment Period for Medicare Advantage plans … [Read more...] about When Can I Change My Medicare Supplement Plan for 2023?

What is the Best Way to Choose a Medicare Supplement Plan?

by David Bynon, December 24, 2022

Original Medicare provides health insurance coverage for your major healthcare services. Medicare Part A is your hospital insurance and Part B is your medical insurance. But, there are huge gaps in the amount the Medicare program covers.

These coverage gaps, which include deductibles, copayments, … [Read more...] about What is the Best Way to Choose a Medicare Supplement Plan?

Is Medicare Part C The Same As Medicare Advantage?

by David Bynon, December 20, 2022

Medicare Advantage is Medicare Part C, the private health plan option for people with Medicare Part A and Part B benefits. They are one and the same.

Medicare Part C was branded Medicare Advantage by the federal government to help distinguish it from traditional Medicare. Whether or not it is … [Read more...] about Is Medicare Part C The Same As Medicare Advantage?

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Top 10 Medicare Mistakes in 2023

  • Thinking It’s Free!
  • Forgetting to Sign Up at Age 65
  • Not Signing Up If You Are Still Working
  • Joining an MA Plan if You Have Chronic Health Conditions
  • Getting the Same Plan as Your Spouse
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  • Not Reviewing & Understanding Your Coverage
  • Going Out-of-Network in Your MA Plan
  • Costly Financial Moves when You Retire

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