Medicare is not only for those 65 and older. If you are disabled due to injury or disease you may qualify as well. It's to your benefit to begin looking into Medicare disability benefits as soon as possible. Facts About Medicare for Those with Disabilities Your first step is to apply for Social Security disability benefits. Once this is approved the next step depends on your … [Read more...]
7 Tips to Find the Best 2018 Medicare Advantage or Part D Plan
Medicare's 2018 Annual Election Period (AEP) is upon us. As with previous years, it begins on 15 October and ends on 7 December.To help you make the best choices possible, here are seven tips that will make finding the best Medicare Advantage or Medicare Part D plan easier. Tip 1: Compare and Research Annually The single biggest mistake we see every year is seniors … [Read more...]
Is Medigap Plan F Going Away? What About Plan C?
How-to Get Medicare Supplement Plan F & CYes, Medigap Plans F and C are scheduled to be terminated by Congress in 2020. Plan F and C offer Medicare Part B deductible coverage. This is the option that is going away. You can still buy these Medicare supplements until January, 2020. Seniors enrolled in these plans in 2019 will be grandfathered in and continue … [Read more...]
Does Medicare Cover Dental for Seniors
Dental Care for Seniors without InsuranceYes, some Medicare Advantage plans do offer dental coverage. Yes, Medicare does cover oral surgery and treatment associated with medically necessary healthcare, due to another health condition (e.g., cancer). No, Original Medicare does not cover dentures, fillings, and routine teeth cleaning. Most Medicare beneficiaries … [Read more...]
How Much Does a Medicare Prescription Drug Plan (Part D) Cost?
How much is Medicare Part D coverage?What you pay for a Medicare Prescription Drug Plan (Part D) depends on the plan you choose. In addition to the monthly premium, you also pay an annual deductible and co-pays at the pharmacy. To get prescription coverage, a beneficiary must join a plan approved by Medicare. Each plan varies in costs and the drugs it … [Read more...]
Does Medicare Pay for Dentures?
Does Medicare cover dentures or dental implants?Original Medicare does not cover dentures (false teeth). Original Medicare does not cover dental implants unless they are deemed medically necessary due to another serious health issue (e.g., cancer). In general, Medicare does not cover any routine dental or oral health services, including cleanings, X-rays, fillings … [Read more...]
How Much Does Medicare Advantage (Part C) Cost Beneficiaries?
How much does Medicare Advantage cost?Medicare Advantage plans (Part C) have a monthly premium that's in addition to your Medicare Part B premium. Many plans have a $0 cost. This simply means that your Medicare Part B premium covers the full amount. Some plans charge an additional premium in the range of $10 to nearly $400 per month. Each plan's premium is … [Read more...]
How Much Does Medicare Medical Insurance (Part B) Cost?
How much does Medicare Part B cost?Like other types of health insurance, Medicare Part B has a monthly premium. The amount you pay for Medicare Part B is based on your income. Most beneficiaries pay the standard amount of $134 per month (2017 rate) Medicare Part B is free for people in poverty. People with income above $85k pay between $187.50 and $428.60 … [Read more...]
Replacing a Lost or Stolen Medicare Card
How-to replace a Medicare Card.Make sure your address is correct at Social Security. Login to your MyMedicare.gov account. Select the "Order Card" button located on the Replacement Medicare Card tab. Wait... your replacement card will arrive within 4 weeks. You can also visit www.ssa.gov or call the national number at (800) 772-1213.Be aware that … [Read more...]
Medicare Benefits for People with Disabilities
How do I qualify for Medicare if I'm disabled?Anyone approved for Social Security disability insurance (SSDI) benefits will also qualify for Medicare. People approved to receive Supplemental Security Income (SSI) receive Medicaid benefits. Medicare will automatically start for SSDI recipients 24 months after their date of entitlement.Individuals with … [Read more...]
