On this page you can browse and compare all 2019 Medicare Advantage plans available in Virginia. If you choose to enroll, you will be exchanging your Original Medicare benefits for private health insurance that helps you reduce your out-of-pocket expenses. Click on your County to get started.
Senior citizen health insurance plans vary from county to county. Availability depends on healthcare networks in your area that are necessary to support HMO and/or PPO managed care. Click on your county to get started.
Getting Enrolled in Medicare Advantage
Most Virginia seniors qualify to join a Medicare Advantage plan. Certain diseases, most notably End-Stage Renal Disease (ESRD), may disqualify you from enrollment.
You are only allowed to join, drop or change plans during a Medicare Election Period. The period between 15 October and 7 December is the Annual Election Period (AEP). That's when most folks make changes to their Medicare.
You also have an Individual Election Period (IEP). Your IEP begins the month before your 65th birthday, includes your birth month, and continues the month after your birth month.
There are three ways to enroll:
- Call a plan directly. If you know the plan you want, this way is quick and easy.
- Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
- Use an independent insurance agent. This is the best way to go if you need someone to help advise you.
Medigap vs. Medicare Advantage, Which is Better?
Medicare Advantage is one way to get full coverage healthcare. You also have the option to hold on to your Original Medicare PFFS benefits and upgrade your coverage with Virginia Medicare Supplement Insurance and a Virginia Medicare Part D Plan (for help with your prescription drugs).
A Medicare Supplement policy protects you from big medical bills and helps you lower the total annual cost of your healthcare. See our Virginia Medigap Plans page for more information. The good news is that all supplemental insurance is standardized, offering you the luxury to buy the coverage you need based on the lowest price.
About Our 2019 MA and MAPD Information
The healthcare insurance information provided on MedicareWire.com is derived from data files published by the U.S. Centers for Medicare and Medicaid Services (CMS). We update our databases quarterly. However, we are unable to verify the correctness of the data received. You must consult with a licensed insurance agent to get an exact quote for your situation.
For additional information go to the CMS website at: http://cms.gov. This page is maintained by David Bynon and was last updated on .