Best Medicare Advantage Plans in New Jersey 2019 Medicare Part C Plans

Want to compare Medicare Advantage plans to find the best options in New Jersey? You're one little step away. You'll need to go to your County page to see the plans that apply to you. Medicare Advantage plan options vary by area. Here's why.

Unlike prescription drug plans (Medicare Part D), which are the same statewide, Medicare Advantage plan availability and options vary by area. The reason for this is simple. Not all areas have the same healthcare providers, so localized plans are better. Click on your County to get started.

Who Can Enroll in Medicare Advantage?

If you are age 65 or older, you most likely qualify to enroll in a New Jersey Medicare Advantage plan available in your county. If you have End-Stage Renal Disease (ESRD), you will need to stay on Original Medicare.

You are only allowed to join, drop or change plans during a Medicare Election Period. The period between 15 October and 7 December is the Annual Election Period (AEP). That's when most folks make changes to their Medicare.

There's also an Individual Election Period (IEP) that you can use once. Your IEP is a 90 day period around your 65th birthday. It starts the month before you turn 65 and ends the month after.

You can get enrolled three ways:

• Call a plan directly. If you know the plan you want, this way is quick and easy.
• Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
• Use an independent insurance agent. This is the best way to go if you need someone to help advise you.

Original Medicare + Medigap vs. Medicare Advantage

If you are worried that an HMO or PPO plan will try to limit your care, Medicare Advantage is not the only way to get full coverage. For a little more each month you can have the best care available and lower your out-of-pocket expenses. Savvy seniors hold on to their Original Medicare and get the additional coverage they need with a New Jersey Medicare Part D Plan (prescriptions) and New Jersey Medicare Supplement Insurance.

A Medicare Supplement policy protects you from big medical bills and helps you lower the total annual cost of your healthcare. See our New Jersey Medigap Plans page for more information. The good news is that all supplemental insurance is standardized, offering you the luxury to buy the coverage you need based on the lowest price.

About Our 2019 Medicare Part C Information

We collect Medicare health insurance information from public files on CMS.gov. Although we do our best to regularly update our databases, we are not able to ensure the exactness of the information. You must use a licensed insurance agent to get an accurate and binding quote.

For additional information go to the CMS website at: http://cms.gov. This page is maintained by David Bynon and was last updated on July 3, 2018.