On this page you can browse and compare all 2019 Medicare Advantage plans available in Michigan. If you choose to enroll, you will be exchanging your Original Medicare benefits for private health insurance that helps you reduce your out-of-pocket expenses. Click on your County to get started.
Senior citizen health insurance plans vary from county to county. Availability depends on healthcare networks in your area that are necessary to support HMO and/or PPO managed care. Click on your county to get started.
Getting Enrolled in Medicare Advantage
Most Michigan seniors qualify to join a Medicare Advantage plan. Certain diseases, most notably End-Stage Renal Disease (ESRD), may disqualify you from enrollment.
There are several different Medicare Election Periods. This is when you can join or change your plan. Most people wait until 15 October to 7 December to make enrollment changes. This is the Annual Election Period (AEP).
There's also an Individual Election Period (IEP) that you can use once. Your IEP is a 90 day period around your 65th birthday. It starts the month before you turn 65 and ends the month after.
You can get enrolled three ways:
- Call a plan directly. If you know the plan you want, this way is quick and easy.
- Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
- Use an independent insurance agent. This is the best way to go if you need someone to help advise you.
Medicare Advantage vs. Original Medicare with a Supplement
If you are concerned that Medicare Advantage could be inconvenient or limit your services, there is another way to get full coverage and lower your out-of-pocket costs. Michigan Medicare Supplemental Insurance and a Michigan Medicare Part D Plan (for prescriptions) work hand-in-hand with your Original Medicare to give you the best coverage possible.
A Medicare Supplement policy protects you from big medical bills and helps you lower the total annual cost of your healthcare. See our Michigan Medigap Plans page for more information. The good news is that all supplemental insurance is standardized, offering you the luxury to buy the coverage you need based on the lowest price.
About Our 2019 Private Health Insurance Data
The private health insurance data we publish is received from public data files provided by the U.S. federal government. We make every attempt to keep our databases up-to-date. In spite of this, we simply cannot ensure the exactness of the details. Only a licensed health insurance agent can give you a binding quote.
For additional information go to the CMS website at: http://cms.gov. This page is maintained by David Bynon and was last updated on .