2019 Medicare Advantage Plans Senior Health Insurance for Maine's Medicare Beneficiaries

Click on your Maine County below to shop all 2019 Medicare Advantage plans. It's government approved private health insurance that replaces your Original Medicare private-fee-for-service benefits.

Some rural areas don't offer senior citizen health insurance plans, while others offer only a few. Medicare Advantage options are typically HMO or PPO plans that use hospital and doctor networks to provide care.

Click on your county below.

Getting Enrolled in Medicare Advantage

Most Maine seniors qualify to join a Medicare Advantage plan. Certain diseases, most notably End-Stage Renal Disease (ESRD), may disqualify you from enrollment.

There are several different Medicare Election Periods. This is when you can join or change your plan. Most people wait until 15 October to 7 December to make enrollment changes. This is the Annual Election Period (AEP).

You also have an Individual Election Period (IEP). Your IEP begins the month before your 65th birthday, includes your birth month, and continues the month after your birth month.

There are three ways to enroll:

• Call a plan directly. If you know the plan you want, this way is quick and easy.
• Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
• Use an independent insurance agent. This is the best way to go if you need someone to help advise you.

Original Medicare + Medigap vs. Medicare Advantage

If you are worried that an HMO or PPO plan will try to limit your care, Medicare Advantage is not the only way to get full coverage. For a little more each month you can have the best care available and lower your out-of-pocket expenses. Savvy seniors hold on to their Original Medicare and get the additional coverage they need with a Maine Medicare Part D Plan (prescriptions) and Maine Medicare Supplement Insurance.

If you are not aware of the benefits of a Medicare Supplement, and how it pays the big medical bills from an extended illness or hospital stay, visit our Maine Medigap Plans page. All Medicare Supplements are standardized and regulated. That means you can go with the lowest cost policy and get all of the same benefits.

About Our 2019 Medicare Part C Information

We collect Medicare health insurance information from public files on CMS.gov. Although we do our best to regularly update our databases, we are not able to ensure the exactness of the information. You must use a licensed insurance agent to get an accurate and binding quote.

For additional information go to the CMS website at: http://cms.gov. This page is maintained by David Bynon and was last updated on October 15, 2018.