People with Medicare benefits in North Carolina have 28 Medicare Part D Plans available to them in 2015. Choose your Part D Plan wisely. If you have a regular prescription or two, we suggest that you verify that the plan you want offers your medication at a good price. This information is available in the plan’s formulary. The formulary also gives you the co-payment information.
The 2015 Medicare Part D Coverage Gap is Closing
As you might be aware, the Medicare Part D coverage gap, also known as the donut hole, is with us for a few more years. The new healthcare law is gradually doing away with the coverage gap. Until it’s gone, use a pharmacy discount card. It will help with most of your uninsured prescriptions. We recommend the Rx Discount Card and coupons from GoodRx.com.
Medicare Part D is Included with Most North Carolina Medicare Advantage Plans
There’s more than one way to get prescription drug coverage with your Medicare benefits. The Part D plans above work with Original Medicare. That’s one way. The other way to get Part D is by enrolling in one of the North Carolina Medicare Advantage Plans that include prescription coverage.
Part D Plans and Medicare Supplements Work Together
Thinking about supplemental insurance that can offer you more coverage? It’s a smart move. Even with the new healthcare law fully in place, your Original Medicare only pays about 80 percent of your North Carolina healthcare bills. MedicareWire.com keeps an up-to-date catalog of North Carolina Medigap Plans, also call a Medicare Supplement, with the tools you need to find the best price and coverage. The choice is yours, because all Part D plans are compatible with North Carolina Medigap plans.
Getting Medicare Part D with North Carolina Medicaid
In North Carolina, if you are eligible for both Medicare and Medicaid (dual eligible) you will automatically be enrolled in a North Carolina Medicare Prescription Drug Plan and the Social Security Extra Help program. The Extra Help program pays for most of your prescriptions, but only if you meet the strict eligibility requirements. You may also enroll in a plan of your own choosing that better meets your needs. If you qualified for Medicaid before you were eligible for Medicare, contact the your local Medicaid office.