WellCare Classic PDP for South Dakota Seniors

WellCare Classic (PDP) Medicare Part D Plan by WellCare for qualified South Dakota residents.
CMS Rating:This Medicare drug plan has an average rating of 3.0
Plan Premium:
Pharmacy Co-Pay:$0.00
Initial Coverage Limit:$2,850.00
Pharmacy Mail Order:Yes
Gap Coverage:No Gap Coverage
Low Income Subsidy:Yes
Medicare Formulary:2844
PDP ID No:S5967-162
Plan Year:2014
Approved by CMS for:SD Residents
Rx Plan Type:Regional

2014 Medicare Prescription Drug Plan Overview

American Senior, Medicare Prescription Drug Plan: WellCare Classic (PDP) S5967-162WellCare Classic (PDP) is an approved Medicare Prescription Drug Plan insured by WellCare for South Dakota seniors and other qualifying beneficiaries.

The plan's premium is $23.00 per month ($276.00 annually) and it has a $0.00 annual pharmacy deductible. That means prescription coverage assistance starts on day one. You simply make your co-payment at the pharmacy.

The plan's formulary ID is 00014171. It features 2844 approved prescription medications.

South Dakota seniors, there are two circumstances that will change the premium. Seniors that qualify for Extra Help receive a lower premium. Beneficiaries with a late enrollment penalty will pay slightly more.

We think it is worth comparing WellCare Classic with:

WellCare Classic Initial Coverage

ICP - the Initial Coverage Phase - is where you share the cost of your prescriptions with your insurance company. You and the carrier each pay your share until you hit the Initial Coverage Limit (ICL). In 2014, the ICL is $2,850. This number is adjusted each year. This plan has no deductible so your initial coverage phase begins immediately.

All prescription drugs fall into one of several tiers within the insurance carrier's drug formulary. Carriers use the formulary tiers to manage cost-sharing. Be aware that tiers are not standardized. In other words, carriers assign drugs to the tier they deem most suitable.

In South Dakota the tiered pharmacy co-pay with the WellCare Classic (PDP) is as follows:

Tier  Co-Pay AmountMedications in Tier
1$0.00281 Preferred Generics
2$12.00953 Non-Preferred Generics
3$40.00780 Preferred Brand Drugs
4$90.00510 Non-Preferred Brand Drugs
533%320 Specialty Drugs

The ICL (Initial Coverage Limit) on this Part D plan is $2,850.00. This plan qualifies for full LIS benefits and a $0.00 monthly premium.

WellCare Classic (PDP) 2014 Coverage Gap

The prescription drug Coverage Gap (aka, "Donut Hole") is the coverage phase where you must pay all of your medication costs. You can learn more about costs in the donut hole by reading What is the Medicare Part D Donut Hole? When you reach the donut hole with the WellCare Classic (PDP) plan all depends on your prescriptions.

The 'donut hole' gap coverage on this policy is: No Gap Coverage

Prescription Drug Plan Members

The reported number of Medicare beneficiaries using the WellCare Classic plan nationally is 0. In your region (CMS PDP region 25) there are an estimated 0 people using the plan (previous year's statistics).

Related Medicare Benefits in SD

More Information About WellCare

WellCare Health Plans, Inc. provides managed care services targeted to government-sponsored health care programs, focusing on Medicaid and Medicare. Headquartered in Tampa, Florida, WellCare offers a variety of health plans for families; children; and the aged, blind and disabled; as well as prescription drug plans. The company served approximately 2.4 million members nationwide as of June 30, 2011.

The summary (overall) rating for this plan is 3.0 out of 5 based on reviews from 0 user ratings from the previous year. For more information about the review process, visit http://cms.gov.