AARP MedicareRx Saver Plus PDP for Indiana Seniors
|Initial Coverage Limit:||$2,970.00|
|Pharmacy Mail Order:||No|
|Gap Coverage:||No Gap Coverage|
|Low Income Subsidy:||Yes|
|PDP ID No:||S5921-360|
|Approved by CMS for:||IN Residents|
|Rx Plan Type:||National|
|Members in Region:||0|
2013 Medicare Prescription Drug Plan Overview
AARP MedicareRx Saver Plus (PDP) is an approved Medicare Prescription Drug Plan for Indiana seniors.
The annual premium is $180.00 ($15.00 monthly), and it carries a $325.00 deductible on all prescribed medications. For 2013, the maximum Part D deductible is $325. That's up just $5 from last year.
The UnitedHealthcare formulary ID for this plan is UNKNOWN, and it features 0 FDA approved medications.
For all Indiana seniors with Medicare benefits, there are two situations will change the amount you pay for you drug plan. First, if you qualify for the Extra Help program your premium may be lower. Second, if a premium penalty has been imposed on you for late entry, your premium will be a bit higher.
Here are a few Part D Plans that compare with AARP MedicareRx Saver Plus:
- Medco Medicare Prescription Plan - Value at $38.00 per month for Indiana Seniors
- Medco Medicare Prescription Plan - Choice at $78.80 per month for Indiana Seniors
- WellCare Classic at $39.50 per month for Indiana Seniors
AARP MedicareRx Saver Plus Initial Coverage
ICP - the Initial Coverage Phase - is where you share the cost of your prescriptions with your insurance company. You and the carrier each pay your share until you hit the Initial Coverage Limit (ICL). In 2013, the ICL is $2,970. This number is adjusted each year. This plan has a deductible that you must pay before ICP cost-sharing ICP begins.
All prescription drugs fall into one of several tiers within the insurance carrier's drug formulary. Carrier use the formulary tiers to manage cost-sharing. Be aware that tiers are not standardized. In other words, carriers assign drugs to the tier they deem most suitable.
The pharmacy co-pay with the AARP MedicareRx Saver Plus (PDP) plan in Indiana is tiered as follows:
|Tier||Co-Pay Amount||Medications in Tier|
|1||0 Preferred Generics|
|2||0 Non-Preferred Generics|
|3||0 Preferred Brand Drugs|
|4||0 Non-Preferred Brand Drugs|
|5||0 Specialty Drugs|
The Initial Coverage Limit (ICL) is $2,970.00. This drug plan offers the full LIS benefit ($0.00 monthly premium) for seniors with Medicare benefits.
AARP MedicareRx Saver Plus (PDP) 2013 Coverage Gap
The prescription drug Coverage Gap (aka, "Donut Hole") is the coverage phase where you must pay all of your medication costs. You can learn more about costs in the donut hole by reading What is the Medicare Part D Donut Hole? When you reach the donut hole with the AARP MedicareRx Saver Plus (PDP) plan all depends on your prescriptions.
The Gap Coverage with this policy: You must pay the $3727.50.
Nation wide, the number of seniors using the AARP MedicareRx Saver Plus policy is 0. In region 15 (your region) there are approximately 0 people with this policy (based on 2011 CMS statistics).
Related Senior Services in Indiana
More Information About UnitedHealthcare
United Healthcare is an operating division of UnitedHealth Group, the largest single health carrier in the United States. UnitedHealth Group is a diversified managed health care company headquartered in Minnetonka, Minnesota, USA. They offer a spectrum of products and services through two operating businesses: United Healthcare and Optum.
Through its family of subsidiaries and divisions, UnitedHealth Group serves approximately 70 million individuals nationwide. In 2010, the company posted a net income of $4.6 billion.
The summary (overall) rating for this UnitedHealthcare plan is 0.0 out of 5 based on reviews from 0 user ratings from the previous year. For more information about the review process, visit http://cms.gov.