AARP MedicareRx Saver Plus PDP for Florida Seniors

AARP MedicareRx Saver Plus (PDP) Medicare Part D Plan by UnitedHealthcare for qualified Florida residents.
CMS Rating:This Medicare drug plan has an average rating of 3.5
Plan Premium:
$21.00
Pharmacy Co-Pay:$310.00
Initial Coverage Limit:$2,850.00
Pharmacy Mail Order:Yes
Gap Coverage:No Gap Coverage
Low Income Subsidy:Yes
Medicare Formulary:3219
PDP ID No:S5921-356
Plan Year:2014
Approved by CMS for:FL Residents
Rx Plan Type:National

2014 Medicare Prescription Drug Plan Overview

Healthy Florida Medicare Part D Drug Plan: AARP MedicareRx Saver Plus (PDP) S5921-356AARP MedicareRx Saver Plus (PDP) is an approved Medicare Prescription Drug Plan for Florida seniors.

The annual premium is $252.00 ($21.00 monthly), and it carries a $310.00 deductible on all prescribed medications. This year the maximum Part D deductible is $310. That's down $15 from last year.

The UnitedHealthcare formulary ID for this plan is 00014407, and it features 3219 FDA approved medications.

For all Florida seniors with Medicare benefits, there are two situations will change the amount you pay for you drug plan. First, if you qualify for the Extra Help program your premium may be lower. Second, if a premium penalty has been imposed on you for late entry, your premium will be a bit higher.

Here are a few Part D Plans that compare with AARP MedicareRx Saver Plus:

AARP MedicareRx Saver Plus Initial Coverage

ICP - the Initial Coverage Phase - is where you share the cost of your prescriptions with your insurance company. You and the carrier each pay your share until you hit the Initial Coverage Limit (ICL). In 2014, the ICL is $2,850. This number is adjusted each year. This plan has a deductible that you must pay before ICP cost-sharing ICP begins.

All prescription drugs fall into one of several tiers within the insurance carrier's drug formulary. Carriers use the formulary tiers to manage cost-sharing. Be aware that tiers are not standardized. In other words, carriers assign drugs to the tier they deem most suitable.

The pharmacy co-pay with the AARP MedicareRx Saver Plus (PDP) plan in Florida is tiered as follows:

Tier  Co-Pay AmountMedications in Tier
1$1.0060 Preferred Generics
2$2.00941 Non-Preferred Generics
3$25.00925 Preferred Brand Drugs
4$45.00736 Non-Preferred Brand Drugs
525%557 Specialty Drugs

The Initial Coverage Limit (ICL) is $2,850.00. This drug plan offers the full LIS benefit ($0.00 monthly premium) for seniors with Medicare benefits.

AARP MedicareRx Saver Plus (PDP) 2014 Coverage Gap

The prescription drug Coverage Gap (aka, "Donut Hole") is the coverage phase where you must pay all of your medication costs. You can learn more about costs in the donut hole by reading What is the Medicare Part D Donut Hole? When you reach the donut hole with the AARP MedicareRx Saver Plus (PDP) plan all depends on your prescriptions.

The Gap Coverage with this policy: No Gap Coverage

Plan Members

Nation wide, the number of seniors using the AARP MedicareRx Saver Plus policy is 0. In region 11 (your region) there are approximately 0 people with this policy (based on 2011 CMS statistics).

Related Medicare Benefits in FL

More Information About UnitedHealthcare

United Healthcare is an operating division of UnitedHealth Group, the largest single health carrier in the United States. UnitedHealth Group is a diversified managed health care company headquartered in Minnetonka, Minnesota, USA. They offer a spectrum of products and services through two operating businesses: United Healthcare and Optum.

Through its family of subsidiaries and divisions, UnitedHealth Group serves approximately 70 million individuals nationwide. In 2010, the company posted a net income of $4.6 billion.

The summary (overall) rating for this plan is 3.5 out of 5 based on reviews from 0 user ratings from the previous year. For more information about the review process, visit http://cms.gov.