AARP MedicareRx Preferred PDP for Pennsylvania Seniors
|Initial Coverage Limit:||$2,850.00|
|Pharmacy Mail Order:||Yes|
|Gap Coverage:||No Gap Coverage|
|Low Income Subsidy:||No|
|PDP ID No:||S5820-005|
|Approved by CMS for:||PA Residents|
|Rx Plan Type:||National|
2014 Medicare Prescription Drug Plan Overview
AARP MedicareRx Preferred (PDP) is an approved Medicare Prescription Drug Plan insured by UnitedHealthcare for Pennsylvania seniors and other qualifying beneficiaries.
The plan's premium is $41.70 per month ($500.40 annually) and it has a $0.00 annual pharmacy deductible. That means prescription coverage assistance starts on day one. You simply make your co-payment at the pharmacy.
The plan's formulary ID is 00014403. It features 3707 approved prescription medications.
Pennsylvania seniors, there are two circumstances that will change the premium. Seniors that qualify for Extra Help receive a lower premium. Beneficiaries with a late enrollment penalty will pay slightly more.
We think it is worth comparing AARP MedicareRx Preferred with:
- Express Scripts Medicare - Choice at $80.50 per month for Pennsylvania Seniors
- Transamerica MedicareRx Choice at $55.20 per month for Pennsylvania Seniors
- First Health Part D Value Plus at $40.20 per month for Pennsylvania Seniors
AARP MedicareRx Preferred Initial Coverage
ICP - the Initial Coverage Phase - is where you share the cost of your prescriptions with your insurance company. You and the carrier each pay your share until you hit the Initial Coverage Limit (ICL). In 2014, the ICL is $2,850. This number is adjusted each year. This plan has no deductible so your initial coverage phase begins immediately.
All prescription drugs fall into one of several tiers within the insurance carrier's drug formulary. Carriers use the formulary tiers to manage cost-sharing. Be aware that tiers are not standardized. In other words, carriers assign drugs to the tier they deem most suitable.
In Pennsylvania the tiered pharmacy co-pay with the AARP MedicareRx Preferred (PDP) is as follows:
|Tier||Co-Pay Amount||Medications in Tier|
|1||$3.00||66 Preferred Generics|
|2||$6.00||996 Non-Preferred Generics|
|3||$39.00||1128 Preferred Brand Drugs|
|4||$80.00||920 Non-Preferred Brand Drugs|
|5||33%||597 Specialty Drugs|
The ICL (Initial Coverage Limit) on this Part D plan is $2,850.00. This plan doesn't qualify for a $0 LIS premium.
AARP MedicareRx Preferred (PDP) 2014 Coverage Gap
The prescription drug Coverage Gap (aka, "Donut Hole") is the coverage phase where you must pay all of your medication costs. You can learn more about costs in the donut hole by reading What is the Medicare Part D Donut Hole? When you reach the donut hole with the AARP MedicareRx Preferred (PDP) plan all depends on your prescriptions.
The 'donut hole' gap coverage on this policy is: No Gap Coverage
Prescription Drug Plan Members
The reported number of Medicare beneficiaries using the AARP MedicareRx Preferred plan nationally is 0. In your region (CMS PDP region 6) there are an estimated 0 people using the plan (previous year's statistics).
Additional Facilities and Services in PA
More Information About UnitedHealthcare
For over 20 years, UnitedHealthcare and its affiliates have offered Medicare plans to people age 65 or older, as well as individuals with certain disabilities. Today UnitedHealthcare offers a full range of Medicare options, including:
- Medicare Advantage Insurance and HMO Health Plans
- Medicare Supplement Insurance Plans
- Medicare Part D Prescription Drug Insurance Plans
- Medicare Advantage Special Needs Plans
The summary (overall) rating for this UnitedHealthcare plan is 3.5 out of 5 based on reviews from 0 user ratings from the previous year. For more information about the review process, visit http://cms.gov.
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