Cigna Medicare Rx Secure-Xtra PDP for Rhode Island Seniors
|Initial Coverage Limit:||$2,850.00|
|Pharmacy Mail Order:||Yes|
|Gap Coverage:||No Gap Coverage|
|Low Income Subsidy:||No|
|PDP ID No:||S5617-247|
|Approved by CMS for:||RI Residents|
|Rx Plan Type:||National|
2014 Medicare Prescription Drug Plan Overview
Cigna Medicare Rx Secure-Xtra (PDP) is an approved Medicare Prescription Drug Plan insured by CIGNA Medicare Rx for Rhode Island seniors and other qualifying beneficiaries.
The plan's premium is $58.20 per month ($698.40 annually) and it has a $0.00 annual pharmacy deductible. That means prescription coverage assistance starts on day one. You simply make your co-payment at the pharmacy.
The plan's formulary ID is 00014314. It features 3618 approved prescription medications.
Rhode Island seniors, there are two circumstances that will change the premium. Seniors that qualify for Extra Help receive a lower premium. Beneficiaries with a late enrollment penalty will pay slightly more.
We think it is worth comparing Cigna Medicare Rx Secure-Xtra with:
- Blue MedicareRx Premier at $99.70 per month for Rhode Island Seniors
- First Health Part D Premier Plus at $99.30 per month for Rhode Island Seniors
- Express Scripts Medicare - Choice at $49.50 per month for Rhode Island Seniors
Cigna Medicare Rx Secure-Xtra Initial Coverage
ICP - the Initial Coverage Phase - is where you share the cost of your prescriptions with your insurance company. You and the carrier each pay your share until you hit the Initial Coverage Limit (ICL). In 2014, the ICL is $2,850. This number is adjusted each year. This plan has no deductible so your initial coverage phase begins immediately.
All prescription drugs fall into one of several tiers within the insurance carrier's drug formulary. Carriers use the formulary tiers to manage cost-sharing. Be aware that tiers are not standardized. In other words, carriers assign drugs to the tier they deem most suitable.
In Rhode Island the tiered pharmacy co-pay with the Cigna Medicare Rx Secure-Xtra (PDP) is as follows:
|Tier||Co-Pay Amount||Medications in Tier|
|1||$0.00||408 Preferred Generics|
|2||$5.00||1668 Non-Preferred Generics|
|3||$38.00||548 Preferred Brand Drugs|
|4||$87.00||554 Non-Preferred Brand Drugs|
|5||33%||440 Specialty Drugs|
The ICL (Initial Coverage Limit) on this Part D plan is $2,850.00. This plan doesn't qualify for a $0 LIS premium.
Cigna Medicare Rx Secure-Xtra (PDP) 2014 Coverage Gap
The prescription drug Coverage Gap (aka, "Donut Hole") is the coverage phase where you must pay all of your medication costs. You can learn more about costs in the donut hole by reading What is the Medicare Part D Donut Hole? When you reach the donut hole with the Cigna Medicare Rx Secure-Xtra (PDP) plan all depends on your prescriptions.
The 'donut hole' gap coverage on this policy is: No Gap Coverage
Prescription Drug Plan Members
The reported number of Medicare beneficiaries using the Cigna Medicare Rx Secure-Xtra plan nationally is 0. In your region (CMS PDP region 2) there are an estimated 0 people using the plan (previous year's statistics).
Additional Facilities and Services in RI
More Information About CIGNA Medicare Rx
One of the largest health service companies in the US market, Cigna also operates internationally in 29 countries, and has approximately 66 million customer relationships worldwide. Headquartered in Bloomfield, Connecticut, Cigna serves its customers with nearly 30,000 dedicated employees.
The summary (overall) rating for this CIGNA Medicare Rx plan is 3.0 out of 5 based on reviews from 0 user ratings from the previous year. For more information about the review process, visit http://cms.gov.