Medicare Part D Plan Finder
Search and compare 2013 Medicare Part D Plans in your area with our Medicare Part D Plan Finder tool. Part D Plans are available for as little as $15 per month. Depending on your prescriptions, a prescription drug plan can help you save hundreds of dollars each month on both brand name and generic drugs.
To get started, enter your 5-digit zip code in the box above.
You are eligible for prescription drug coverage under Medicare Part D as soon as you are entitled to Part A and/or enrolled in Part B. You can get drug benefits through two types of private plans: a Prescription Drug Plan (PDP) that provides drug coverage only or a Medicare Advantage plan with prescription drug coverage (MA-PD), also known as Medicare Part C. About 66% of all Part D beneficiaries use the PDP-only option.
All prescription drugs are not covered at the same level. There are five standardized tiers in each drug formulary, giving participants incentives to choose generics over brand name drugs. The lower-cost medications are assigned to lower tiers making plans easier to compare.
You must affirmatively enroll in a PDP to participate. It’s not automatic. The enrollment period starts on 15 October and ends 7 December 7. If you are eligible for Medicare and don't enroll during the open enrollment period (or your individual enrollment period if you are just turning 65) you will have to pay a late-enrollment penalty (LEP) to use the benefit. The penalty is about 1% the average premium times the number of months that that you were eligible but not enrolled.