Washington seniors on Medicare have more health insurance choices than ever before, including Original Medicare, Medicare Supplements (Medigap), Medicare Advantage (private health insurance), and Medicare Part D plans for prescriptions. To find the best plan for your unique healthcare needs, you must evaluate the health insurance options in your county. Click on your county below to get started.
Washington Seniors at Risk with Original Medicare
You have probably heard that Original Medicare coverage is not A to Z health insurance. While it pays for about eighty percent of what it does cover, it does not pay for many common healthcare services that most seniors want and need.
Most seniors on Medicare in Washington are totally unprepaired. That's because Original Medicare benefits cover less than half of all health related expenses. You read that right, only half.If you do nothing to mitigate the risk your out-of-pocket costs will be higher. Due to the rising cost of healthcare in Washington, you also run the risk of having massive debt due to an accident, critical illness, or a chronic condition (e.g., mood disorders, diabetes, heart disease, asthma, hypertension, etc).
A few of the critical services Original Medicare does not cover include prescription medications, vision, hearing, long-term care and routine foot care. You're on your own to pay for these services, on top of twenty percent of your major medical. Fortunately, you can take a couple of simple steps to protect yourself with one or more health insurance supplements. You also have the option to replace your traditional Medicare with a private plan.
To further educate yourself on the dangers of Original Medicare, and what you can do about it, read our Original Medicare page.