Medicare Insurance Plans State of Tennessee

2014 Medicare health insurance for Tennessee seniors

People with Medicare benefits in Tennessee have a full range of health insurance options. You can stay on Original Medicare and supplement with a Medigap and Medicare Part D prescription drug plan, or you can enroll in a private heath insurance plan through Medicare Advantage. To find the best plan for your unique healthcare needs, you must evaluate the health insurance options in your county. Click on your county below to get started.

Tennessee Seniors at Risk with Original Medicare

You have probably heard that Original Medicare coverage is not A to Z health insurance. While it pays for about eighty percent of what it does cover, it does not pay for many common healthcare services that most seniors want and need.

The reality is that Original Medicare benefits cover a bit more than half of all health care expenses for most Tennessee seniors. This reality comes as a complete surprise to most people, but it is true.

If you do nothing to mitigate the risk your out-of-pocket costs will be higher. Due to the rising cost of healthcare in Tennessee, you also run the risk of having massive debt due to an accident, critical illness, or a chronic condition (e.g., mood disorders, diabetes, heart disease, asthma, hypertension, etc).

Original Medicare does not cover your prescriptions, dental, hearing, vision, routine foot care, or long-term care, and it leaves you on the hook for twenty percent of all major medical costs. The good news is that you can supplement your Medicare coverage with additional health insurance or replace it all together.

Interested in learning more about Original Medicare coverage and your options? Visit Original Medicare.