Medicare Insurance Plans State of Massachusetts

2014 Medicare health insurance for Massachusetts seniors

People with Medicare benefits in Massachusetts have a full range of health insurance options. You can stay on Original Medicare and supplement with a Medigap and Medicare Part D prescription drug plan, or you can enroll in a private heath insurance plan through Medicare Advantage. What you elect is up to you. However, options vary state-to-state and county-by-county. This website will show you all of your options in Massachusetts. Click on your county below to proceed.

Financial Risks with Original Medicare in Massachusetts

Are you concerned that Original Medicare is not enough coverage? You're not alone. That's because Medicare pays just eighty percent (80%) of the cost of the healthcare services it covers, leaving you to pickup the tab for the rest.

Most seniors on Medicare in Massachusetts are totally unprepaired. That's because Original Medicare benefits cover less than half of all health related expenses. You read that right, only half.

This situation puts most Massachusetts seniors at serious financial risk. The risk is the high out-of-pocket costs and huge piles of medical debt that result from a serious illness, a simple accident, or chronic health conditions, like mood disorders, diabetes, heart disease, asthma and hypertension.

Original Medicare does not cover your prescriptions, dental, hearing, vision, routine foot care, or long-term care, and it leaves you on the hook for twenty percent of all major medical costs. You needn't worry, because you have a lot of options to supplement your basic Medicare coverage or replace it completely with private health insurance.

To further educate yourself on the dangers of Original Medicare, and what you can do about it, read our Original Medicare page.