Maryland seniors on Medicare have more health insurance choices than ever before, including Original Medicare, Medicare Supplements (Medigap), Medicare Advantage (private health insurance), and Medicare Part D plans for prescriptions. What you elect is up to you. However, options vary state-to-state and county-by-county. This website will show you all of your options in Maryland. Click on your county below to proceed.
Original Medicare Risks for Maryland Seniors
You have probably heard that Original Medicare coverage is not A to Z health insurance. While it pays for about eighty percent of what it does cover, it does not pay for many common healthcare services that most seniors want and need.
The reality is that Original Medicare benefits cover a bit more than half of all health care expenses for most Maryland seniors. This reality comes as a complete surprise to most people, but it is true.Due to the high cost of medical care, Maryland seniors risk massive healthcare debt on everything from accidents, a serious illness, and the out-of-pocket costs for doctor visits to manage chronic health conditions.
With Original Medicare you are responsible for twenty percent (20%) of your major medical costs, prescriptions, dental, vision, hearing, routine foot care, and long-term care, to name just a few. The good news is that you can supplement your Medicare coverage with additional health insurance or replace it all together.
You can learn more on this topic by visiting our Original Medicare page.