Medicare Insurance Plans State of Iowa

2014 Medicare health insurance for Iowa seniors

People with Medicare benefits in Iowa have a full range of health insurance options. You can stay on Original Medicare and supplement with a Medigap and Medicare Part D prescription drug plan, or you can enroll in a private heath insurance plan through Medicare Advantage. This catalog of Medicare health insurance will show you the options you have in your county. To get started, click on your county below.

Original Medicare Risks for Iowa Seniors

Are you concerned that Original Medicare is not enough coverage? You're not alone. That's because Medicare pays just eighty percent (80%) of the cost of the healthcare services it covers, leaving you to pickup the tab for the rest.

Most seniors on Medicare in Iowa are totally unprepaired. That's because Original Medicare benefits cover less than half of all health related expenses. You read that right, only half.

Due to the high cost of medical care, Iowa seniors risk massive healthcare debt on everything from accidents, a serious illness, and the out-of-pocket costs for doctor visits to manage chronic health conditions.

Original Medicare does not cover your prescriptions, dental, hearing, vision, routine foot care, or long-term care, and it leaves you on the hook for twenty percent of all major medical costs. Fortunately, you can take a couple of simple steps to protect yourself with one or more health insurance supplements. You also have the option to replace your traditional Medicare with a private plan.

To further educate yourself on the dangers of Original Medicare, and what you can do about it, read our Original Medicare page.