Medicare Insurance Plans State of Illinois

2014 Medicare health insurance for Illinois seniors

Seniors in Illinois on Medicare have a wide range of health insurance options. Alternatives include private health insurance through Medicare Advantage, prescription coverage with a Medicare Part D plan, and Medigap insurance to supplement Original Medicare. What you elect is up to you. However, options vary state-to-state and county-by-county. This website will show you all of your options in Illinois. Click on your county below to proceed.

Financial Risks with Original Medicare in Illinois

You have probably heard that Original Medicare coverage is not A to Z health insurance. While it pays for about eighty percent of what it does cover, it does not pay for many common healthcare services that most seniors want and need.

Most seniors on Medicare in Illinois are totally unprepaired. That's because Original Medicare benefits cover less than half of all health related expenses. You read that right, only half.

Due to the high cost of medical care, Illinois seniors risk massive healthcare debt on everything from accidents, a serious illness, and the out-of-pocket costs for doctor visits to manage chronic health conditions.

With Original Medicare you are responsible for twenty percent (20%) of your major medical costs, prescriptions, dental, vision, hearing, routine foot care, and long-term care, to name just a few. Fortunately, you can take a couple of simple steps to protect yourself with one or more health insurance supplements. You also have the option to replace your traditional Medicare with a private plan.

You can learn more on this topic by visiting our Original Medicare page.