Florida seniors on Medicare have more health insurance choices than ever before, including Original Medicare, Medicare Supplements (Medigap), Medicare Advantage (private health insurance), and Medicare Part D plans for prescriptions. To find the best plan for your unique healthcare needs, you must evaluate the health insurance options in your county. Click on your county below to get started.
Florida Seniors at Risk with Original Medicare
Are you concerned that Original Medicare is not enough coverage? You're not alone. That's because Medicare pays just eighty percent (80%) of the cost of the healthcare services it covers, leaving you to pickup the tab for the rest.
It is shocking to most Florida seniors how little Original Medicare covers in the scope of total health care. For most seniors on Medicare the real figure is about fifty percent. That is correct, about half. This situation puts most Florida seniors at serious financial risk. The risk is the high out-of-pocket costs and huge piles of medical debt that result from a serious illness, a simple accident, or chronic health conditions, like mood disorders, diabetes, heart disease, asthma and hypertension.
A few of the critical services Original Medicare does not cover include prescription medications, vision, hearing, long-term care and routine foot care. You're on your own to pay for these services, on top of twenty percent of your major medical. Fortunately, you can take a couple of simple steps to protect yourself with one or more health insurance supplements. You also have the option to replace your traditional Medicare with a private plan.
You can learn more on this topic by visiting our Original Medicare page.