Seniors in California on Medicare have a wide range of health insurance options. Alternatives include private health insurance through Medicare Advantage, prescription coverage with a Medicare Part D plan, and Medigap insurance to supplement Original Medicare. What you elect is up to you. However, options vary state-to-state and county-by-county. This website will show you all of your options in California. Click on your county below to proceed.
California Seniors at Risk with Original Medicare
As you might be aware, Original Medicare health insurance is not all inclusive. It's designed to cover major medical only, and it pay less than eighty percent (80%) of what it does cover, leaving you seriously exposed to financial disaster.
It is shocking to most California seniors how little Original Medicare covers in the scope of total health care. For most seniors on Medicare the real figure is about fifty percent. That is correct, about half. Due to the high cost of medical care, California seniors risk massive healthcare debt on everything from accidents, a serious illness, and the out-of-pocket costs for doctor visits to manage chronic health conditions.
With Original Medicare you are responsible for twenty percent (20%) of your major medical costs, prescriptions, dental, vision, hearing, routine foot care, and long-term care, to name just a few. You needn't worry, because you have a lot of options to supplement your basic Medicare coverage or replace it completely with private health insurance.
You can learn more on this topic by visiting our Original Medicare page.