People with Medicare benefits in Arkansas have a full range of health insurance options. You can stay on Original Medicare and supplement with a Medigap and Medicare Part D prescription drug plan, or you can enroll in a private heath insurance plan through Medicare Advantage. This catalog of Medicare health insurance will show you the options you have in your county. To get started, click on your county below.
Original Medicare Risks for Arkansas Seniors
As you might be aware, Original Medicare health insurance is not all inclusive. It's designed to cover major medical only, and it pay less than eighty percent (80%) of what it does cover, leaving you seriously exposed to financial disaster.
Most seniors on Medicare in Arkansas are totally unprepaired. That's because Original Medicare benefits cover less than half of all health related expenses. You read that right, only half.Due to the high cost of medical care, Arkansas seniors risk massive healthcare debt on everything from accidents, a serious illness, and the out-of-pocket costs for doctor visits to manage chronic health conditions.
Original Medicare does not cover your prescriptions, dental, hearing, vision, routine foot care, or long-term care, and it leaves you on the hook for twenty percent of all major medical costs. Fortunately, you can take a couple of simple steps to protect yourself with one or more health insurance supplements. You also have the option to replace your traditional Medicare with a private plan.
You can learn more on this topic by visiting our Original Medicare page.