Medicare Insurance Plans State of Alabama

2014 Medicare health insurance for Alabama seniors

Seniors in Alabama on Medicare have a wide range of health insurance options. Alternatives include private health insurance through Medicare Advantage, prescription coverage with a Medicare Part D plan, and Medigap insurance to supplement Original Medicare. What you elect is up to you. However, options vary state-to-state and county-by-county. This website will show you all of your options in Alabama. Click on your county below to proceed.

Financial Risks with Original Medicare in Alabama

Are you concerned that Original Medicare is not enough coverage? You're not alone. That's because Medicare pays just eighty percent (80%) of the cost of the healthcare services it covers, leaving you to pickup the tab for the rest.

It is shocking to most Alabama seniors how little Original Medicare covers in the scope of total health care. For most seniors on Medicare the real figure is about fifty percent. That is correct, about half. Due to the high cost of medical care, Alabama seniors risk massive healthcare debt on everything from accidents, a serious illness, and the out-of-pocket costs for doctor visits to manage chronic health conditions.

With Original Medicare you are responsible for twenty percent (20%) of your major medical costs, prescriptions, dental, vision, hearing, routine foot care, and long-term care, to name just a few. You needn't worry, because you have a lot of options to supplement your basic Medicare coverage or replace it completely with private health insurance.

To further educate yourself on the dangers of Original Medicare, and what you can do about it, read our Original Medicare page.