AARP MedicareComplete Choice Plan 2 Overview
AARP MedicareComplete Choice Plan 2 for Polk County, Florida, by UnitedHealthcare, is a Preferred Provider Organization (PPO) Medicare Advantage plan for seniors on Medicare. PPO health insurance allows you to choose your own primary care doctor, specialists and other healthcare providers. If you're on a budget you can lower your out-of-pocket costs by using the plan's provider network.
The monthly premium on this PPO plan is $0.00. Plus, co-payments and/or co-insurances also apply to most of the healthcare services you use. However, unlike traditional Medicare your out-of-pocket expenses are capped. As a result, you won't be vulnerable to excessive medical bills due to an accident or a critical illness.
AARP MedicareComplete Choice Plan 2 Quality Rating
After its first year on the market, the CMS (Centers for Medicare and Medicaid Services) gives each Medicare Advantage plan an overall one to five star rating. The unbiased quality assessment assists people when comparing plans. Medicare Advantage plans with five stars have the highest quality, whereas a one star plan has the lowest quality.
The CMS has awarded AARP MedicareComplete Choice Plan 2 Average as compared to all others (as of 15 October, 2013).out of 5 stars. That means Medicare deems this plan
AARP MedicareComplete Choice Plan 2 Out-of-Pocket Expenses
Medicare Advantage plans are limited to a maximum out-of-pocket limit of $6,700 (annually). This out-of-pocket limit does not include your prescriptions or your monthly premiums. It only applies to your costs for healthcare services.
Although the mandatory limit is $6,700, the CMS allows plans to offer a lower limit that can be as low as $3,400. The out-of-pocket limit on this plan is $6,700. Be sure to take into consideration, along with the premium and the co-payments, when making your enrollment decision.
If you are comparing AARP MedicareComplete Choice Plan 2 with your traditional Medicare benefits, it's important to remember that there are no limits to your out-of-pocket expenses with Medicare Part A or Medicare Part B. If you keep your traditional Medicare benefits, the only way to avoid high medical bills is to purchase Medicare Supplement insurance to supplement your coverage.
Compare Medicare Health Insurance Plans
Make sure you get the best health insurance for your unique situation. Compare AARP MedicareComplete Choice Plan 2 with these Medicare Advantage plans:
AARP MedicareComplete Choice Plan 2 is available in the following Florida cities: Lakeland, Alturas, Auburndale, Babson Park, Bartow, Bradley, Davenport, Dundee, Eagle Lake, Eaton Park, Fort Meade, Frostproof, Haines City, Highland City, Homeland, Kathleen, Lake Alfred, Lake Hamilton, Lake Wales, Lakeshore, Indian Lake Estates, Nalcrest, Loughman, Mulberry, Nichols, River Ranch, Polk City, Waverly, Winter Haven, Kissimmee, and all other areas of Polk County.
CMS File Date: October 15, 2014.
This Medicare health insurance catalog is maintained by 10/26/2014.and was last updated on