BlueMedicare Regional PPO Pasco County, FL Medicare Advantage Plan

Quality Rating:BlueMedicare Regional PPO for  County, FL, a 2014 Medicare Advantage plan, gets 3.0 out of 5 stars from CMS.
Plan ID:R3332-001
Plan Year:2014
Prescriptions:Yes
Rx Deductible:$30.00
Mail Order Rx:No
Donut Hole:No Gap Coverage
Benefits PDF:BlueMedicare Regional PPO Medicare Plan Summary of Benefits PDF Download
Regional PPO Plan
$0.00
Blue Cross and Blue Shield of Florida, Inc. logo

BlueMedicare Regional PPO Overview

BlueMedicare Regional PPO Medicare Advantage Plan for Pasco County, Florida seniors on Medicare.BlueMedicare Regional PPO for Pasco County, Florida, by Blue Cross and Blue Shield of Florida, Inc., is a Preferred Provider Organization (PPO) Medicare Advantage plan for seniors on Medicare. PPO health insurance allows you to choose your own primary care doctor, specialists and other healthcare providers. If you're on a budget you can lower your out-of-pocket costs by using the plan's provider network.

The monthly premium on this PPO plan is $0.00. Plus, co-payments and/or co-insurances also apply to most of the healthcare services you use. However, unlike traditional Medicare your out-of-pocket expenses are capped. As a result, you won't be vulnerable to excessive medical bills due to an accident or a critical illness.

BlueMedicare Regional PPO Quality Rating

To help seniors compare Medicare Advantage plans, Medicare rates the relative quality of all plans. After a full year on the market, each plan receives a one to five-star over-all mark, with one star being the lowest quality and five stars the highest quality.

The CMS has awarded BlueMedicare Regional PPO 3.0 out of 5 stars. That means Medicare deems this plan Average as compared to all others (as of 15 October, 2013).

BlueMedicare Regional PPO Out-of-Pocket Expenses

By law, Medicare Advantage plans have an out-of-pocket limit of $6,700 per year. That said, plans can offer an out-of-pocket maximum as low as $3,400 per year. This plan's out-of-pocket spending limit is $6,700 per year. This amount is not inclusive of your monthly premium or the cost of your prescriptions. It's only what you pay when you receive heathcare services.

What this means to you is that you will no longer make co-payments or co-insurance payments when your out-of-pocket spending reaches $6,700. This is your safety net in the event of a critical illness or a serious accident. It protects you from serious financial liability and it should be carefully considered along with the premium and the co-payments.

When comparing BlueMedicare Regional PPO with traditional Medicare benefits, don't forget that you pay about twenty percent of all healthcare expenses covered by Part A and Part B, but there is no out-of-pocket limit. In other words, you have a lot of risk unless you get a Medigap policy to cover the gaps.

Compare Medicare Health Insurance Plans

Make sure you get the best health insurance for your unique situation. Compare BlueMedicare Regional PPO with these Medicare Advantage plans:

Availability

BlueMedicare Regional PPO is available in the following Florida cities: Dade City, Crystal Springs, Lacoochee, Zephyrhills, Wesley Chapel, Saint Leo, San Antonio, Trilby, Spring Hill, Land O Lakes, New Port Richey, Hudson, Port Richey, Aripeka, Elfers, Holiday, and all other areas of Pasco County.

CMS File Date: January 14, 2014.

This Medicare health insurance catalog is maintained by David Bynon and was last updated on 9/30/2014.