Geisinger Gold Preferred 200 Ocean County, NJ Medicare Advantage Plan, w/o Part D

Quality Rating:Geisinger Gold Preferred 200 for  County, NJ, a 2014 Medicare Advantage plan, gets 0.0 out of 5 stars from CMS.
Plan ID:H9412-002
Plan Year:2014
Prescriptions:Not Covered
Rx Deductible:N/A
Mail Order Rx:N/A
Donut Hole:N/A
Benefits PDF:Geisinger Gold Preferred 200 Medicare Plan Summary of Benefits PDF Download
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Geisinger Gold Preferred 200 Overview

Geisinger Gold Preferred 200 Medicare Advantage Plan for Ocean County, New Jersey seniors on Medicare.Geisinger Gold Preferred 200 for Ocean County, New Jersey, by Geisinger Gold, is a Preferred Provider Organization (PPO) Medicare Advantage plan for seniors on Medicare. PPO health insurance allows you to choose your own primary care doctor, specialists and other healthcare providers. If you're on a budget you can lower your out-of-pocket costs by using the plan's provider network.

The monthly premium on this PPO plan is $58.00. Plus, co-payments and/or co-insurances also apply to most of the healthcare services you use. However, unlike traditional Medicare your out-of-pocket expenses are capped. As a result, you won't be vulnerable to excessive medical bills due to an accident or a critical illness.

Geisinger Gold Preferred 200 Quality Rating

After its first year on the market, the CMS (Centers for Medicare and Medicaid Services) gives each Medicare Advantage plan an overall one to five star rating. The unbiased quality assessment assists people when comparing plans. Medicare Advantage plans with five stars have the highest quality, whereas a one star plan has the lowest quality.

Geisinger Gold Preferred 200 is a new plan. It has not yet been rated by the CMS. That is is why the star rating is displayed as 0 out of 5 stars (as of 15 October, 2013).

Geisinger Gold Preferred 200 Out-of-Pocket Expenses

Medicare Advantage plans are limited to a maximum out-of-pocket limit of $6,700 (annually). This out-of-pocket limit does not include your prescriptions or your monthly premiums. It only applies to your costs for healthcare services.

Although the mandatory limit is $6,700, the CMS allows plans to offer a lower limit that can be as low as $3,400. The out-of-pocket limit on this plan is $5,000. Be sure to take into consideration, along with the premium and the co-payments, when making your enrollment decision.

If you are comparing Geisinger Gold Preferred 200 with your traditional Medicare benefits, it's important to remember that there are no limits to your out-of-pocket expenses with Medicare Part A or Medicare Part B. If you keep your traditional Medicare benefits, the only way to avoid high medical bills is to purchase Medicare Supplement insurance to supplement your coverage.

Compare Medicare Health Insurance Plans

Make sure you get the best health insurance for your unique situation. Compare Geisinger Gold Preferred 200 with these Medicare Advantage plans:


Geisinger Gold Preferred 200 is available in the following New Jersey cities: Barnegat, Barnegat Light, Beach Haven, Manahawkin, Tuckerton, Little Egg Harbor Twp, West Creek, Jackson, New Egypt, Lakewood, Bayville, Beachwood, Brick, Forked River, Island Heights, Lakehurst, Lanoka Harbor, Lavallette, Mantoloking, Normandy Beach, Ocean Gate, Pine Beach, Point Pleasant Beach, Seaside Heights, Seaside Park, Toms River, Waretown, Manchester Township, and all other areas of Ocean County.

CMS File Date: January 14, 2014.

This Medicare health insurance catalog is maintained by David Bynon and was last updated on 9/30/2014.