Care Improvement Plus Medicare Advantage Polk County, MO Medicare Advantage Plan

Quality Rating:Care Improvement Plus Medicare Advantage for  County, MO, a 2015 Medicare Advantage plan, gets 2.0 out of 5 stars from CMS.
Plan ID:H6528-006
Plan Year:2015
Prescriptions:Yes
Rx Deductible:$310.00
Mail Order Rx:No
Donut Hole Coverage:No
Benefits PDF:Not Available
Local PPO Plan
$29.00
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Care Improvement Plus Medicare Advantage Overview

Care Improvement Plus Medicare Advantage Medicare Advantage Plan for Polk County, Missouri seniors on Medicare.Care Improvement Plus Medicare Advantage for Polk County, Missouri, by Care Improvement Plus, is a Preferred Provider Organization (PPO) Medicare Advantage plan for seniors on Medicare. PPO health insurance allows you to choose your own primary care doctor, specialists and other healthcare providers. If you're on a budget you can lower your out-of-pocket costs by using the plan's provider network.

The monthly premium on this PPO plan is $29.00. Plus, co-payments and/or co-insurances also apply to most of the healthcare services you use. However, unlike traditional Medicare your out-of-pocket expenses are capped. As a result, you won't be vulnerable to excessive medical bills due to an accident or a critical illness.

Care Improvement Plus Medicare Advantage Quality Rating

To help seniors compare Medicare Advantage plans, Medicare rates the relative quality of all plans. After a full year on the market, each plan receives a one to five-star over-all mark, with one star being the lowest quality and five stars the highest quality.

The CMS has awarded Care Improvement Plus Medicare Advantage 2.0 out of 5 stars. That means Medicare deems this plan Below Average as compared to all others (as of 15 October, 2013).

Care Improvement Plus Medicare Advantage Out-of-Pocket Expenses

One of the benefits built in to all Medicare Advantage plans is an annual out-of-pocket limit. The maximum is $6,700, but plans are allowed to offer a voluntary limit as low as $3,400 per year.

The most you will pay out-of-pocket if you enroll in this plan is $6,700. This amount is what you actually pay for your healthcare services. It does not include your monthly premium or your prescriptions. It's only the costs you pay out-of-pocket on co-payments and co-insurances.

It's important to do your homework and compare the co-payments and co-insurance with this plan to those of traditional Medicare. Also, be aware that Medicare Part A and Part B do not limit your out-of-pocket costs like Medicare Advantage. If you stay in traditional Medicare you must add supplemental Medicare insurance to cover the cost gaps.

Compare Medicare Health Insurance Plans

Make sure you get the best health insurance for your unique situation. Compare Care Improvement Plus Medicare Advantage with these Medicare Advantage plans:

Availability

Care Improvement Plus Medicare Advantage is available in the following Missouri cities: Aldrich, Bolivar, Brighton, Dunnegan, Eudora, Fair Play, Flemington, Half Way, Humansville, Morrisville, Polk, and all other areas of Polk County.

CMS File Date: October 15, 2014.

This Medicare health insurance catalog is maintained by David Bynon and was last updated on 10/26/2014.