ADVANTAGE Select Cass County, IN Medicare Advantage Plan

Quality Rating:ADVANTAGE Select for  County, IN, a 2015 Medicare Advantage plan, gets 2.0 out of 5 stars from CMS.
Plan ID:H5508-005
Plan Year:2015
Prescriptions:Yes
Rx Deductible:$0.00
Mail Order Rx:No
Donut Hole Coverage:Yes
Benefits PDF:Not Available
Local PPO Plan
$22.00
ADVANTAGE Health Solutions, Inc. logo

ADVANTAGE Select Overview

ADVANTAGE Select Medicare Advantage Plan for Cass County, Indiana seniors on Medicare.ADVANTAGE Select for Cass County, Indiana, by ADVANTAGE Health Solutions, Inc., is a Preferred Provider Organization (PPO) Medicare Advantage plan for seniors on Medicare. PPO health insurance allows you to choose your own primary care doctor, specialists and other healthcare providers. If you're on a budget you can lower your out-of-pocket costs by using the plan's provider network.

The monthly premium on this PPO plan is $22.00. Plus, co-payments and/or co-insurances also apply to most of the healthcare services you use. However, unlike traditional Medicare your out-of-pocket expenses are capped. As a result, you won't be vulnerable to excessive medical bills due to an accident or a critical illness.

ADVANTAGE Select Quality Rating

After its first year on the market, the CMS (Centers for Medicare and Medicaid Services) gives each Medicare Advantage plan an overall one to five star rating. The unbiased quality assessment assists people when comparing plans. Medicare Advantage plans with five stars have the highest quality, whereas a one star plan has the lowest quality.

The CMS has awarded ADVANTAGE Select 2.0 out of 5 stars. That means Medicare deems this plan Below Average as compared to all others (as of 15 October, 2013).

ADVANTAGE Select Out-of-Pocket Expenses

One of the benefits built in to all Medicare Advantage plans is an annual out-of-pocket limit. The maximum is $6,700, but plans are allowed to offer a voluntary limit as low as $3,400 per year.

The most you will pay out-of-pocket if you enroll in this plan is $3,400. This amount is what you actually pay for your healthcare services. It does not include your monthly premium or your prescriptions. It's only the costs you pay out-of-pocket on co-payments and co-insurances.

It's important to do your homework and compare the co-payments and co-insurance with this plan to those of traditional Medicare. Also, be aware that Medicare Part A and Part B do not limit your out-of-pocket costs like Medicare Advantage. If you stay in traditional Medicare you must add supplemental Medicare insurance to cover the cost gaps.

Compare Medicare Health Insurance Plans

Make sure you get the best health insurance for your unique situation. Compare ADVANTAGE Select with these Medicare Advantage plans:

Availability

ADVANTAGE Select is available in the following Indiana cities: Galveston, Lake Cicott, Logansport, Lucerne, New Waverly, Onward, Royal Center, Twelve Mile, Walton, Young America, and all other areas of Cass County.

CMS File Date: October 15, 2014.

This Medicare health insurance catalog is maintained by David Bynon and was last updated on 10/26/2014.