Anthem Medicare Preferred Standard Overview
Anthem Medicare Preferred Standard for Dodge County, Wisconsin, by Anthem Blue Cross and Blue Shield, is a Preferred Provider Organization (PPO) Medicare Advantage plan for seniors on Medicare. PPO health insurance allows you to choose your own primary care doctor, specialists and other healthcare providers. If you're on a budget you can lower your out-of-pocket costs by using the plan's provider network.
The monthly premium on this PPO plan is $62.00. Plus, co-payments and/or co-insurances also apply to most of the healthcare services you use. However, unlike traditional Medicare your out-of-pocket expenses are capped. As a result, you won't be vulnerable to excessive medical bills due to an accident or a critical illness.
Anthem Medicare Preferred Standard Quality Rating
To help seniors compare Medicare Advantage plans, Medicare rates the relative quality of all plans. After a full year on the market, each plan receives a one to five-star over-all mark, with one star being the lowest quality and five stars the highest quality.
The CMS has awarded Anthem Medicare Preferred Standard Average as compared to all others (as of 15 October, 2013).out of 5 stars. That means Medicare deems this plan
Anthem Medicare Preferred Standard Out-of-Pocket Expenses
One of the benefits built in to all Medicare Advantage plans is an annual out-of-pocket limit. The maximum is $6,700, but plans are allowed to offer a voluntary limit as low as $3,400 per year.
The most you will pay out-of-pocket if you enroll in this plan is $4,200. This amount is what you actually pay for your healthcare services. It does not include your monthly premium or your prescriptions. It's only the costs you pay out-of-pocket on co-payments and co-insurances.
It's important to do your homework and compare the co-payments and co-insurance with this plan to those of traditional Medicare. Also, be aware that Medicare Part A and Part B do not limit your out-of-pocket costs like Medicare Advantage. If you stay in traditional Medicare you must add supplemental Medicare insurance to cover the cost gaps.
Compare Medicare Health Insurance Plans
Make sure you get the best health insurance for your unique situation. Compare Anthem Medicare Preferred Standard with these Medicare Advantage plans:
- Network PlatinumPlus Pharmacy
- Network PlatinumPlus
- Network PlatinumSelect
- AARP MedicareComplete
- HumanaChoice H5216-001
Anthem Medicare Preferred Standard is available in the following Wisconsin cities: Ashippun, Brownsville, Clyman, Horicon, Hustisford, Iron Ridge, Juneau, Lebanon, Lomira, Mayville, Neosho, Rubicon, Theresa, Watertown, Woodland, Lowell, Reeseville, Beaver Dam, Burnett, Fox Lake, Randolph, Waupun, and all other areas of Dodge County.
CMS File Date: January 14, 2014.
This Medicare health insurance catalog is maintained by 9/30/2014.and was last updated on