Anthem Medicare Preferred Standard Overview
Anthem Medicare Preferred Standard for Dodge County, Wisconsin, by Anthem Blue Cross and Blue Shield, is a Preferred Provider Organization (PPO) Medicare Advantage plan for seniors on Medicare. PPO health insurance allows you to choose your own primary care doctor, specialists and other healthcare providers. If you're on a budget you can lower your out-of-pocket costs by using the plan's provider network.
The monthly premium on this PPO plan is $62.00. Plus, co-payments and/or co-insurances also apply to most of the healthcare services you use. However, unlike traditional Medicare your out-of-pocket expenses are capped. As a result, you won't be vulnerable to excessive medical bills due to an accident or a critical illness.
Anthem Medicare Preferred Standard Quality Rating
The Centers for Medicare and Medicaid Services (CMS) reviews and rates the quality of all Medicare Advantage plans. The 1 (worst) to 5 (best) star ratings assist people considering plans and offer an unbiased measure of quality.
The CMS has awarded Anthem Medicare Preferred Standard Average as compared to all others (as of 15 October, 2013).out of 5 stars. That means Medicare deems this plan
Anthem Medicare Preferred Standard Out-of-Pocket Expenses
By law, Medicare Advantage plans have an out-of-pocket limit of $6,700 per year. That said, plans can offer an out-of-pocket maximum as low as $3,400 per year. This plan's out-of-pocket spending limit is $4,200 per year. This amount is not inclusive of your monthly premium or the cost of your prescriptions. It's only what you pay when you receive heathcare services.
What this means to you is that you will no longer make co-payments or co-insurance payments when your out-of-pocket spending reaches $4,200. This is your safety net in the event of a critical illness or a serious accident. It protects you from serious financial liability and it should be carefully considered along with the premium and the co-payments.When comparing Anthem Medicare Preferred Standard with traditional Medicare benefits, don't forget that you pay about twenty percent of all healthcare expenses covered by Part A and Part B, but there is no out-of-pocket limit. In other words, you have a lot of risk unless you get a Medigap policy to cover the gaps.
Compare Medicare Health Insurance Plans
Make sure you get the best health insurance for your unique situation. Compare Anthem Medicare Preferred Standard with these Medicare Advantage plans:
- Today's Options Premier Plus 550A
- Today's Options Premier 900
- Today's Options Premier Plus 950D
- Humana Gold Choice H8145-153
Anthem Medicare Preferred Standard is available in the following Wisconsin cities: Ashippun, Brownsville, Clyman, Horicon, Hustisford, Iron Ridge, Juneau, Lebanon, Lomira, Mayville, Neosho, Rubicon, Theresa, Watertown, Woodland, Lowell, Reeseville, Beaver Dam, Burnett, Fox Lake, Randolph, Waupun, and all other areas of Dodge County.
CMS File Date: January 14, 2014.
This Medicare health insurance catalog is maintained by 10/26/2014.and was last updated on