Blue Medicare PPO Enhanced Freedom Mecklenburg County, NC Medicare Advantage Plan

Quality Rating:Blue Medicare PPO Enhanced Freedom for  County, NC, a 2015 Medicare Advantage plan, gets 3.0 out of 5 stars from CMS.
Plan ID:H3404-002
Plan Year:2015
Prescriptions:Yes
Rx Deductible:$0.00
Mail Order Rx:No
Donut Hole Coverage:Yes
Benefits PDF:Blue Medicare PPO Enhanced Freedom Medicare Plan Summary of Benefits PDF Download
Local PPO Plan
$142.00
Blue Cross and Blue Shield of North Carolina logo

Blue Medicare PPO Enhanced Freedom Overview

Blue Medicare PPO Enhanced Freedom Medicare Advantage Plan for Mecklenburg County, North Carolina seniors on Medicare.Blue Medicare PPO Enhanced Freedom for Mecklenburg County, North Carolina, by Blue Cross and Blue Shield of North Carolina, is a Preferred Provider Organization (PPO) Medicare Advantage plan for seniors on Medicare. PPO health insurance allows you to choose your own primary care doctor, specialists and other healthcare providers. If you're on a budget you can lower your out-of-pocket costs by using the plan's provider network.

The monthly premium on this PPO plan is $142.00. Plus, co-payments and/or co-insurances also apply to most of the healthcare services you use. However, unlike traditional Medicare your out-of-pocket expenses are capped. As a result, you won't be vulnerable to excessive medical bills due to an accident or a critical illness.

Blue Medicare PPO Enhanced Freedom Quality Rating

The Centers for Medicare and Medicaid Services (CMS) reviews and rates the quality of all Medicare Advantage plans. The 1 (worst) to 5 (best) star ratings assist people considering plans and offer an unbiased measure of quality.

The CMS has awarded Blue Medicare PPO Enhanced Freedom 3.0 out of 5 stars. That means Medicare deems this plan Average as compared to all others (as of 15 October, 2013).

Blue Medicare PPO Enhanced Freedom Out-of-Pocket Expenses

Medicare Advantage plans are limited to a maximum out-of-pocket limit of $6,700 (annually). This out-of-pocket limit does not include your prescriptions or your monthly premiums. It only applies to your costs for healthcare services.

Although the mandatory limit is $6,700, the CMS allows plans to offer a lower limit that can be as low as $3,400. The out-of-pocket limit on this plan is $4,500. Be sure to take into consideration, along with the premium and the co-payments, when making your enrollment decision.

If you are comparing Blue Medicare PPO Enhanced Freedom with your traditional Medicare benefits, it's important to remember that there are no limits to your out-of-pocket expenses with Medicare Part A or Medicare Part B. If you keep your traditional Medicare benefits, the only way to avoid high medical bills is to purchase Medicare Supplement insurance to supplement your coverage.

Compare Medicare Health Insurance Plans

Make sure you get the best health insurance for your unique situation. Compare Blue Medicare PPO Enhanced Freedom with these Medicare Advantage plans:

Availability

Blue Medicare PPO Enhanced Freedom is available in the following North Carolina cities: Cornelius, Davidson, Huntersville, Matthews, Newell, Paw Creek, Pineville, Charlotte, and all other areas of Mecklenburg County.

CMS File Date: October 15, 2014.

This Medicare health insurance catalog is maintained by David Bynon and was last updated on 10/26/2014.