Senior Care Plus: Freedom Rx Select Plan Overview
Senior Care Plus: Freedom Rx Select Plan for Carson City County, Nevada, by Senior Care Plus, is a Preferred Provider Organization (PPO) Medicare Advantage plan for seniors on Medicare. PPO health insurance allows you to choose your own primary care doctor, specialists and other healthcare providers. If you're on a budget you can lower your out-of-pocket costs by using the plan's provider network.
The monthly premium on this PPO plan is $185.00. Plus, co-payments and/or co-insurances also apply to most of the healthcare services you use. However, unlike traditional Medicare your out-of-pocket expenses are capped. As a result, you won't be vulnerable to excessive medical bills due to an accident or a critical illness.
Senior Care Plus: Freedom Rx Select Plan Quality Rating
The Centers for Medicare and Medicaid Services (CMS) reviews and rates the quality of all Medicare Advantage plans. The 1 (worst) to 5 (best) star ratings assist people considering plans and offer an unbiased measure of quality.
The CMS has awarded Senior Care Plus: Freedom Rx Select Plan Average as compared to all others (as of 15 October, 2013).out of 5 stars. That means Medicare deems this plan
Senior Care Plus: Freedom Rx Select Plan Out-of-Pocket Expenses
Medicare Advantage plans are limited to a maximum out-of-pocket limit of $6,700 (annually). This out-of-pocket limit does not include your prescriptions or your monthly premiums. It only applies to your costs for healthcare services.
Although the mandatory limit is $6,700, the CMS allows plans to offer a lower limit that can be as low as $3,400. The out-of-pocket limit on this plan is $3,000. Be sure to take into consideration, along with the premium and the co-payments, when making your enrollment decision.
If you are comparing Senior Care Plus: Freedom Rx Select Plan with your traditional Medicare benefits, it's important to remember that there are no limits to your out-of-pocket expenses with Medicare Part A or Medicare Part B. If you keep your traditional Medicare benefits, the only way to avoid high medical bills is to purchase Medicare Supplement insurance to supplement your coverage.
Compare Medicare Health Insurance Plans
Make sure you get the best health insurance for your unique situation. Compare Senior Care Plus: Freedom Rx Select Plan with these Medicare Advantage plans:
- Senior Care Plus: Freedom Rx Enhanced Plan
- Senior Care Plus: Freedom Rx Plan
- Senior Care Plus: Freedom Basic Plan
- Prominence Value
Senior Care Plus: Freedom Rx Select Plan is available in the following Nevada cities: Carson City, and all other areas of Carson City County.
CMS File Date: October 15, 2014.
This Medicare health insurance catalog is maintained by 10/26/2014.and was last updated on