Senior Care Plus: Freedom Rx Select Plan Carson City County, NV Medicare Advantage Plan

Quality Rating:Senior Care Plus: Freedom Rx Select Plan for  County, NV, a 2014 Medicare Advantage plan, gets 3.0 out of 5 stars from CMS.
Plan ID:H2906-005
Plan Year:2014
Prescriptions:Yes
Rx Deductible:$0.00
Mail Order Rx:No
Donut Hole:Many Generics
Benefits PDF:Senior Care Plus: Freedom Rx Select Plan Medicare Plan Summary of Benefits PDF Download
Local PPO Plan
$165.00
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Senior Care Plus: Freedom Rx Select Plan Overview

Senior Care Plus: Freedom Rx Select Plan Medicare Advantage Plan for Carson City County, Nevada seniors on Medicare.Senior Care Plus: Freedom Rx Select Plan for Carson City County, Nevada, by Senior Care Plus, is a Preferred Provider Organization (PPO) Medicare Advantage plan for seniors on Medicare. PPO health insurance allows you to choose your own primary care doctor, specialists and other healthcare providers. If you're on a budget you can lower your out-of-pocket costs by using the plan's provider network.

The monthly premium on this PPO plan is $165.00. Plus, co-payments and/or co-insurances also apply to most of the healthcare services you use. However, unlike traditional Medicare your out-of-pocket expenses are capped. As a result, you won't be vulnerable to excessive medical bills due to an accident or a critical illness.

Senior Care Plus: Freedom Rx Select Plan Quality Rating

After its first year on the market, the CMS (Centers for Medicare and Medicaid Services) gives each Medicare Advantage plan an overall one to five star rating. The unbiased quality assessment assists people when comparing plans. Medicare Advantage plans with five stars have the highest quality, whereas a one star plan has the lowest quality.

The CMS has awarded Senior Care Plus: Freedom Rx Select Plan 3.0 out of 5 stars. That means Medicare deems this plan Average as compared to all others (as of 15 October, 2013).

Senior Care Plus: Freedom Rx Select Plan Out-of-Pocket Expenses

Medicare Advantage plans are limited to a maximum out-of-pocket limit of $6,700 (annually). This out-of-pocket limit does not include your prescriptions or your monthly premiums. It only applies to your costs for healthcare services.

Although the mandatory limit is $6,700, the CMS allows plans to offer a lower limit that can be as low as $3,400. The out-of-pocket limit on this plan is $3,000. Be sure to take into consideration, along with the premium and the co-payments, when making your enrollment decision.

If you are comparing Senior Care Plus: Freedom Rx Select Plan with your traditional Medicare benefits, it's important to remember that there are no limits to your out-of-pocket expenses with Medicare Part A or Medicare Part B. If you keep your traditional Medicare benefits, the only way to avoid high medical bills is to purchase Medicare Supplement insurance to supplement your coverage.

Compare Medicare Health Insurance Plans

Make sure you get the best health insurance for your unique situation. Compare Senior Care Plus: Freedom Rx Select Plan with these Medicare Advantage plans:

Availability

Senior Care Plus: Freedom Rx Select Plan is available in the following Nevada cities: Carson City, and all other areas of Carson City County.

CMS File Date: January 14, 2014.

This Medicare health insurance catalog is maintained by David Bynon and was last updated on 9/30/2014.